USD/CZK hits 30-day highs @ 22.52 amid US-China trade truce. Analysts cite USD strength from hawkish Fed outlook & inflation data. Czech koruna under pressure as CNB holds rates at 7% while Czech inflation eases to 8.8% #forex #USDCZK
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PayPal exchange rates at a glance
When you use the PayPal to make a foreign transfer the total cost will depend on how you pay, but generally you will be charged between 4%-7% percent of the total amount being converted depending on how you pay.
When you use a debit/credit card to pay for your transfer you will be charged an extra 3% when you load your PayPal wallet.
How is the PayPal exchange rate calculated?
The base foreign exchange rate at which PayPal obtains foreign currency is determined by 3rd party financial institutions, and are adjusted regularly based on market conditions. The exchange rate that PayPal then provides you also includes a processing fee above the base rate.
The exchange rate provided by PayPal is fixed for each currency and does not change for small or large amounts.
If you use your credit card to send a payment, you can usually opt to use your credit card provider’s conversion rate instead of PayPal's.
If you choose to use MasterCard or Visa’s exchange rate, the applied conversion rate will be shown on your credit card statement, and not at the time of the transaction.
When you use the PayPal App in the US to send a payment to a different currency, you will be using Xoom, a PayPal Service.
USD to CZK Market Data
US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.
Sell USD →
Buy CZK
1 USD
=
22.48We compare provider deals to this wholesale mid-market rate. Read more
CZK▲+1.4%
30d-highs
USD to CZK is at 30-day highs near 22.52, 1.7% below its 3-month average of 22.9, having traded in a quite volatile 11.9% range from 21.74 to 24.33
|Tracker
1 CZK =
0.044494 USD
| Date | USD/CZK | Change | Period |
|---|---|---|---|
29 Apr 2025 | 21.90 | 2.7% ▲ | 2 Week |
12 Feb 2025 | 24.12 | 6.7% ▼ | 3 Month |
13 May 2024 | 22.99 | 2.1% ▼ | 1 Year |
14 May 2020 | 25.55 | 11.9% ▼ | 5 Year |
16 May 2015 | 23.95 | 6.1% ▼ | 10 Year |
18 May 2005 | 24.00 | 6.3% ▼ | 20 Year |
What are equivalent amounts of USD and CZK?
Here are some popular conversion amounts for USD to CZK (US dollar to Czech Republic horuna)*.
*Converted at the current USDCZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Forecasts for USD to CZK
The USD to CZK exchange rate has recently experienced notable fluctuations, reflecting a complex interplay of geopolitical events and economic data. Analysts suggest that the US dollar (USD) is benefiting from positive sentiment surrounding a 90-day trade truce between the US and China, which has alleviated fears of a recession in the US economy. The optimism surrounding this development has contributed to the dollar's bullish momentum, especially in light of heightened inflation data that may endorse the Federal Reserve's hawkish stance in further interest rate hikes.
Read our full review of recent USD to CZK forecasts.
How to get a good USD to CZK exchange rate
There are several ways to save on exchange rates when converting US dollar to Czech Republic horuna:
- Shop around for the best USD/CZK exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
- Timing is important: Keep an eye on the USD/CZK rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
- Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
- Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and CZK at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
- Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.
The key is reducing excessive costs and fees
Generally speaking, if you are buying Czech Republic horuna with US dollar, then it's better for the USD/CZK exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Czech Republic — a practical currency and money guide to travel in Czech Republic plus living and doing business with the Czech Republic horuna.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
Will the US dollar rise against the Czech Republic horuna?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/CZK to your personalised Rate Tracker to track and benefit from currency movements.
Track Rate
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
Currency Country Guides
| United States (USD) | Czech Republic (CZK) |
Being an expat in the Czech Republic
Expats in the Czech Republic enjoy the relatively low cost of living, compared to other Western European countries. The country has a good healthcare system and a well-developed transportation network, making it easy to get around. The official language is Czech, but most people speak English and it is widely understood.
The cost of living in the Czech Republic is generally considered to be lower than in many other Western European countries. The prices of basic goods and services, such as groceries, transportation, and healthcare, are generally lower than in many other European countries, which can make living in the Czech Republic relatively affordable.
When compared to some other European countries, housing can be relatively affordable in the Czech Republic, however, prices can vary depending on location and type of accommodation. Renting a one-bedroom apartment in the city center can cost around 7,000 CZK (about 270 EUR) per month, while the same type of apartment in a suburban area can cost around 4,500 CZK (about 170 EUR) per month.
Utilities such as electricity, gas, water, and internet can also be relatively affordable, with an average monthly cost of around 2,500 CZK (about 95 EUR) for a standard two-bedroom apartment.
Groceries and eating out can also be relatively inexpensive, with a meal at a budget restaurant costing around 150 CZK (about 6 EUR) and a cup of coffee around 40 CZK (about 1.5 EUR).
Overall, the cost of living in the Czech Republic can be quite reasonable when compared to many other Western European countries. However, as with any country, the cost of living can vary depending on an individual's lifestyle and personal spending habits.
Read more at our Czech Republic (CZK) country guide
Related exchange rates
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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