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    Western Union Send Money to Singapore USD/SGD Rates Compared Live

    The Western Union USD to SGD rate is 1.2854. This is -1% below the mid-rate. Compare Western Union currency conversion rates - Reduce FX costs.

    USD-SGD Loading Rates ...
     

     
    #FX Update: USD/SGD at 1.2984, down 2.3% from 3-month avg. Fed holding rates steady while Trump's 10% tariff on SG imports pressures SGD. Analysts warn of SGD depreciation due to trade war fears impacting Asian FX markets. Markets watching Fed speeches for clues on rate direction

     

    What is the Western Union Send Money conversion rate for USD to SGD?

    The Western Union USD to SGD exchange rate is 1.2854. This is -1% compared to the latest USD-SGD mid-market rate 1.2984.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Singapore dollar (SGD) rates from different sources before making a conversion.

    How do Western Union USD-SGD rates compare between providers?

    Looking at our comparison table the best USD to SGD exchange rate is 1.2919 from OFX, -0.5% from the mid-market rate 1.2984. The next best rate is 1.2906 from XE, -0.6% from the mid-rate. Then Wise with 1.2899 is -0.65% from the mid-rate.

    The Western Union rate is 1.2854 which is -1% from the mid-rate.

    Among the banks, the Chase Bank rate is 1.1952 at -7.9%, the Wells Fargo Bank rate is 1.1874 at -8.5%, and the Citibank rate is 1.2471 at -4% compared to the mid-rate 1.2984.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Western Union or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Western Union Dollar to Singapore dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Western Union and other foreign exchange providers against the latest USD-SGD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    Western Union money transfers at a glance

    Western Union is a trusted provider of international money transfer services, offering a variety of convenient options to send and receive funds globally.

    Sending Money Overseas

    Customers can transfer money through multiple channels:

    • Online: Register for a free profile to send money directly from your bank account or with a credit/debit card. 
    • Mobile App: Use the Western Union® app to initiate transfers on the go, with the additional option to pay in-store. 
    • In-Person: Visit thousands of locations globally to send money with assistance. 

    Receiving Money

    Recipients have several options:

    • Bank Account: Funds can be deposited directly into billions of bank accounts worldwide. 
    • Cash Pickup: Collect cash at thousands of Western Union agent locations globally. 
    • Mobile Wallet: In select countries, money can be received into mobile wallets. 

    Key Features

    • First Transfer Offer: New online customers enjoy a $0 transfer fee on their first transaction. 
    • Security: Advanced encryption and fraud prevention measures ensure secure transfers. 
    • Global Reach: Transfer money to over 200 countries and territories. 
    • Real-Time Tracking: Monitor transfers in real-time via the website or mobile app. 

     
     

    USD to SGD Market Data

    US dollar (USD) to Singapore dollar (SGD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell USD   →   Buy SGD
    1 USD =
    1.2984We compare provider deals to this wholesale mid-market rate. Read more
    SGD
    -0.1%
    USD to SGD at 1.2984 is 2.3% below its 3-month average of 1.3294, having traded in a quite stable 5.2% range from 1.2882 to 1.3557
    |
    Tracker

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    DateUSD/SGDChangePeriod
    25 Apr 2025
    1.3141
    1.1% 2 Week
    08 Feb 2025
    1.3533
    3.9% 3 Month
    09 May 2024
    1.3525
    3.9% 1 Year
    10 May 2020
    1.4133
    8% 5 Year
    12 May 2015
    1.3350
    2.6% 10 Year
    14 May 2005
    1.6577
    21.6% 20 Year
    USD/SGD historic rates & change to 09-May-2025
     

    What are equivalent amounts of USD and SGD?

    Here are some popular conversion amounts for USD to SGD (US dollar to Singapore dollar)*.

    USD SGD
    $ 1 S$ 1.2984
    $ 5 S$ 6.4920
    $ 10 S$ 12.98
    $ 20 S$ 25.97
    $ 50 S$ 64.92
    $ 100 S$ 129.84
    $ 250 S$ 324.60
    $ 500 S$ 649.20
    $ 1,000 S$ 1,298
    $ 2,000 S$ 2,597
    $ 5,000 S$ 6,492
    $ 10,000 S$ 12,984
    $ 20,000 S$ 25,968
    $ 50,000 S$ 64,920
    $ 100,000 S$ 129,840
    USD SGD
    $ 0.7702 S$ 1
    $ 3.8510 S$ 5
    $ 7.7020 S$ 10
    $ 15.40 S$ 20
    $ 38.51 S$ 50
    $ 77.02 S$ 100
    $ 192.55 S$ 250
    $ 385.10 S$ 500
    $ 770.20 S$ 1,000
    $ 1,540 S$ 2,000
    $ 3,851 S$ 5,000
    $ 7,702 S$ 10,000
    $ 15,404 S$ 20,000
    $ 38,510 S$ 50,000
    $ 77,020 S$ 100,000

    More amounts

    *Converted at the current USDSGD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for USD to SGD

     

    The current forecasts for the USD to SGD exchange rate reveal a complex interplay of economic factors influenced by recent developments in U.S. monetary policy and global trade relations. The U.S. dollar (USD) has been gaining traction following the Federal Reserve's decision to maintain interest rates, with indications that they could remain elevated to evaluate the effects of recent tariffs. Analysts note that speeches from Fed officials could provide further insights into the central bank's stance, potentially supporting the dollar if they signal a prolonged period of higher rates. However, concerns regarding a looming recession could counterbalance these gains.

    Read our full review of recent USD to SGD forecasts.

     
    USD to SGD flags

    How to get a good USD to SGD exchange rate

    There are several ways to save on exchange rates when converting US dollar to Singapore dollar:

    1. Shop around for the best USD/SGD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/SGD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and SGD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Singapore dollar with US dollar, then it's better for the USD/SGD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Singapore — a practical currency and money guide to travel in Singapore plus living and doing business with the Singapore dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the US dollar rise against the Singapore dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/SGD to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

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    Related exchange rates


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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