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Currency in Curaçao: ANG Send & Spend FX Guide

Resources for Expats, Travelers, and Entrepreneurs Navigating Life and Trade in Curaçao with the Netherlands Antillean guilder.

Curaçao

What's in this Curaçao currency guide?

  1. Currency Facts & News
  2. Travel Money Rates
  3. Travel Guide
  4. Cost of Living
  5. USD/ANG Market Data
  6. Send Money to Curaçao
  7. Expats & Business

What currency is used in Curaçao?

The official currency of Curaçao (country code: CW) is the Netherlands Antillean guilder, with symbol ƒ and currency code ANG.

What is a good Netherlands Antillean guilder exchange rate?

The BestExchangeRates.com currency comparison table below helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of rates, enter your transaction type, currencies and amount then click ‘GET RATES’:

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Good things to know about the Netherlands Antillean guilder

As of June 16, 2025, the Netherlands Antillean guilder (ANG) is in the process of being replaced by the Caribbean guilder (XCG) in Curaçao and Sint Maarten. The new currency was introduced on March 31, 2025, and travelers can continue to use ANG until June 30, 2025. After this date, ANG will no longer be accepted for transactions. To exchange ANG for XCG, individuals can visit commercial banks until March 31, 2026, and the Central Bank of Curaçao and Sint Maarten (CBCS) until March 31, 2055. (travelmarketreport.com)

The Caribbean guilder features a "World Under the Sea" theme on its banknotes, showcasing marine life and symbols representing the unity of Curaçao and Sint Maarten. The reverse side highlights historical and cultural figures. (travelmarketreport.com)

The exchange rate between ANG and the U.S. dollar remains fixed at 1.79 ANG to 1 USD, a rate that has been in place since 1971. (currencymart.net)

For travelers, expats, and business owners, it's essential to be aware of the upcoming currency change to ensure smooth financial transactions in Curaçao and Sint Maarten.

For more ANG information check out our selection of Netherlands Antillean guilder news and guides.

 

Frequently Asked Questions

What currency should I use in Curaçao?

The domestic currency in Curaçao is the Netherlands Antillean guilder.

What is the Netherlands Antillean guilder currency code and symbol?

The three letter currency code for the Netherlands Antillean guilder is ANG — symbol is ƒ.

Which countries use the Netherlands Antillean guilder?

It is the domestic currency in    Curaçao and Sint Maarten.

Is the Netherlands Antillean guilder a closed currency?

No, the Netherlands Antillean guilder is freely available and convertible. See guide: What is a closed currency?

What are equivalent amounts of USD and ANG?

Here are some popular conversion amounts for USD to ANG (US dollar to Netherlands Antillean guilder)*.

USD ANG
$ 1 ƒ 1.7900
$ 5 ƒ 8.9500
$ 10 ƒ 17.90
$ 20 ƒ 35.80
$ 50 ƒ 89.50
$ 100 ƒ 179.00
$ 250 ƒ 447.50
$ 500 ƒ 895.00
$ 1,000 ƒ 1,790
$ 2,000 ƒ 3,580
$ 5,000 ƒ 8,950
$ 10,000 ƒ 17,900
$ 20,000 ƒ 35,800
$ 50,000 ƒ 89,500
$ 100,000 ƒ 179,000
USD ANG
$ 0.5587 ƒ 1
$ 2.7935 ƒ 5
$ 5.5870 ƒ 10
$ 11.17 ƒ 20
$ 27.94 ƒ 50
$ 55.87 ƒ 100
$ 139.68 ƒ 250
$ 279.35 ƒ 500
$ 558.70 ƒ 1,000
$ 1,117 ƒ 2,000
$ 2,794 ƒ 5,000
$ 5,587 ƒ 10,000
$ 11,174 ƒ 20,000
$ 27,935 ƒ 50,000
$ 55,870 ƒ 100,000

More amounts

*Converted at the current USDANG interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Curaçao

Travel money for Curaçao

Using Wise for Netherlands Antillean guilder travel money is a smart choice for savvy travelers. With its competitive exchange rates and low fees, Wise allows you to convert and manage multiple currencies effortlessly.

Be careful when using your own bank's Debit/Credit Card, as your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash on top of the standard Visa/Mastercard 2.5% from market mid-rate.

For card purchases, if you are offered a choice of currencies always select to Pay in Netherlands Antillean guilder otherwise you will typically get much worst dynamic currency conversion (DCC) exchange rates.

If you really want Netherlands Antillean guilder cash before departure, you can save money by ordering online. You generally get better rates and can pick up the ANG cash locally or even on travel day at the airport.

 
 
 

Curaçao: Travel Guide

Traveling to Curaçao requires careful financial planning to ensure a smooth and cost-effective experience. Here's a comprehensive guide to help you navigate currency considerations and manage your money effectively during your visit.

Curaçao

Curaçao is an island country located in the southern Caribbean Sea, off the coast of Venezuela. It is part of the Kingdom of the Netherlands, and it has a diverse population, with influences from Africa, Europe, and the Americas. The official language is Dutch and the local language is Papiamentu. The island's capital is Willemstad.

One of the main draws of Curaçao for travelers is its beautiful beaches and clear blue waters, which are ideal for activities such as swimming, snorkeling, and scuba diving. The island also has a rich culture and history, with many historical sites and landmarks, such as the Mikve Israel-Emanuel Synagogue, which is the oldest in continuous use in the Americas, and the Handelskade, a historic area of Willemstad with colorful Dutch colonial buildings.

Another popular attraction for visitors to Curaçao is the island's vibrant nightlife and entertainment scene, with a wide variety of bars, clubs, and restaurants to choose from, as well as cultural events and festivals throughout the year. Visitors can also enjoy the local cuisine which has a mix of African, Dutch, and Caribbean flavors.

Curaçao also has some unique natural attractions, such as the unique underwater sculpture park called "Curaçao Underwater Park" and the Hato Caves, a complex of limestone caves that have been formed over thousands of years, and a popular spot for guided tours.

Curaçao's political and social situation is generally stable and safe for travelers. The island has well-developed tourism infrastructure and a variety of accommodation options, from resorts to vacation rentals.

In terms of shopping, the island has a mix of local and international brands and is known for its local craftsmanship like traditional Blue Delftware, and Gold and Silver jewelry.

Overall, Curaçao is a diverse and vibrant island that offers a wide range of activities and attractions for visitors, from beautiful beaches and historical sites to a vibrant nightlife and entertainment scene. With its rich culture and history, beautiful natural setting and good infrastructure, Curaçao is a great destination for a tropical vacation.

What currency is accepted in Curacao?

The official currency of Curaçao is the Netherlands Antillean Guilder (ANG), which is pegged to the US dollar at a rate of 1.79 ANG to 1 USD.

It's important to note that U.S. dollars and credit cards are widely accepted in Curaçao, particularly in tourist areas. Many larger hotels, restaurants and shops accept US dollars, however it's always best to check if the merchant will accept dollars or not before making a purchase, and have a small amount of guilder on hand for smaller transactions.

ATMs are available in most towns and tourist areas, but it's best to check with your bank to ensure that your card will work in Curaçao, and to let them know you'll be traveling to avoid any problems.

While travelling in Curaçao, it's recommended to have a variety of payment options including cash, credit cards, and debit cards, as well as a small amount of local currency on hand for small transactions or situations where other forms of payment may not be accepted.

Overall, while the official currency is the Netherlands Antillean Guilder, U.S. dollars and credit cards are widely accepted in Curaçao, particularly in tourist areas. It's always best to have a variety of payment options and small amount of local currency to ensure you have enough to cover your expenses while traveling.

Embrace the local lifestyle. Relax and enjoy a wellness-centric lifestyle with Caribbean flair. Most tourists on Curaçao are Dutch, so remember that European customs like super-late dinners and blunt communication are the norm. U.S. dollars are widely accepted by restaurants, shops, and even by cab drivers. Most important to note, however, is that everything runs on island time. The on-shore reef means that you can go straight from beach to reef, and see an amazing array of sea creatures and coral.

Curaçao

Everyday Costs in in Curaçao

How much does it really cost to live, work, or travel in Curaçao? Here's what to expect for daily expenses and expat living.

Currency Guide: Curacao (ISO Code: CW)

Travelers planning a mid-range stay in Curaçao should budget approximately $1,200–$1,500 for a week-long trip. This budget allows for a comfortable experience, including meals, activities, and local transport without excessive splurging. Here’s a breakdown of typical daily expenses you can expect in the local currency (which is the Netherlands Antillean guilder, abbreviated as ANG):

  • 🍽️ Meal at a local restaurant: 25 ANG
  • ☕ Coffee: 5 ANG
  • 🚍 Public transport fare: 2 ANG
  • 📱 Prepaid SIM card: 25 ANG
  • 🏨 Budget hotel or Airbnb: 100 ANG per night

In general, Curaçao is considered average in terms of travel costs. Compared to the United States, expenses such as dining and lodging can be marginally lower, but certain imported goods may be pricier. When compared to the UK, travelers might find Curaçao slightly less expensive overall, particularly for food and accommodation, while still enjoying comfortable amenities and hospitality.

Expat Living in Curaçao

For expats considering long-term living in Curaçao, average monthly expenses typically range from 2,500 to 3,500 ANG, depending on lifestyle choices and housing preferences. This budget will cover essentials such as rent, groceries, and utilities. For efficient banking, opt for local banks offering favorable terms for expat accounts. Utilizing a debit or credit card for most transactions is generally convenient, as many establishments accept international cards. However, always inform your bank of your travel plans to avoid any issues with overseas purchases.

When it comes to exchanging money, local currency exchange counters can sometimes offer less favorable rates than online transfer services. For larger sums, services like Wise or OFX are often recommended due to their competitive exchange rates and lower fees, making them a cost-effective option for expats sending or receiving money. Overall, utilizing a mix of local banking and online transfer options can provide the best financial flexibility while living in this beautiful Caribbean destination.

 
 

USD/ANG Market Data

The below interactive chart displays the USD/ANG change and UP📈 DOWN📉 trends over the past 1 Year.

 
1 USD =
1.7900We compare provider deals to this wholesale mid-market rate. Read more
ANG
  1 ANG = 0.5587 USD   (Inverse rate)
 
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Curaçao

Recent Netherlands Antillean guilder Market News

As of June 16, 2025, the Netherlands Antillean guilder (ANG) is in a transitional phase, with the Caribbean guilder (XCG) having been introduced on March 31, 2025. The ANG remains legal tender until June 30, 2025, after which it will cease to be accepted. During this period, both currencies circulate concurrently, allowing for a smooth transition.

Travelers, expats, and business owners should be aware that after June 30, 2025, the ANG will no longer be accepted for transactions. It is advisable to exchange any remaining ANG for the new Caribbean guilder before this date to avoid inconvenience.

Additionally, authorities have highlighted potential vulnerabilities during this currency transition, emphasizing the importance of vigilance against financial crimes such as money laundering. Service providers are encouraged to strengthen their anti-money laundering frameworks and monitor transactions closely during this period. (curacaochronicle.com)

For the most current exchange rates and further updates, it is recommended to consult official sources or financial institutions.

For more ANG information read our News and guides to the Netherlands Antillean guilder.

Send Money to Curaçao - Best Rates

To get a good (and fair) exchange rate when sending money to Curaçao you need to find and compare exchange rates for International Money Transfers (IMTs).

The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.

You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.


Get a better deal for foreign transfers to Curaçao

When sending money to Curaçao it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Netherlands Antillean guilder amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted ANG amount will be transfered to the recipient account you specify in Curaçao.

Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Netherlands Antillean guilder deposited into the recipient bank account and less margins and fees kept by the banks!

 
Curaçao

Managing money while living and working in Curaçao

Managing your money effectively while living and working abroad can be challenging, but there are several steps you can take to ensure that your finances are in order.

  1. Understand Netherlands Antillean guilder currency exchange rates: Exchange rates can have a big impact on your finances, so it is important to keep an eye on the ANG exchange rate and consider using a money transfer specialist or a credit card that does not charge foreign transaction fees to get the best exchange rate.

  2. Use a local Netherlands Antillean guilder bank account: A local ANG bank account can make it easier for you to manage your finances and pay bills while you are in Curaçao. It may also be more convenient to use a local ANG bank account to make purchases and withdraw cash.

  3. Research local laws and regulations: It is important to understand the local laws and regulations that apply to financial transactions in Curaçao. This can help you avoid legal issues and ensure that you are complying with local requirements.

  4. Consider the tax implications: It is important to understand the tax implications of living or doing business in Curaçao. This can help you plan your finances and ensure that you are paying the correct amount of tax.

  5. Seek financial advice: If you are unsure of how to manage your finances in Curaçao, it is a good idea to seek the advice of a financial professional who is familiar with the local financial system. This can help you make informed decisions and avoid financial pitfalls.

We have put together some key points to help managing your money effectively, you can reduce financial stress and enjoy your experience living or doing business in Curaçao.

Curaçao

How is the economy in Curaçao

Curaçao is an island country located in the Caribbean Sea, and it is an autonomous country within the Kingdom of the Netherlands. The economy of Curaçao is primarily driven by tourism, international trade and financial services.

Tourism is an important industry in Curaçao, with visitors coming to enjoy the warm weather, beautiful beaches and diverse culture. The island has a good infrastructure for tourism, including airports, hotels, and transportation.

Curaçao has a natural deep-water harbor and a free trade zone, which has made the island a hub for international trade and logistics. The island's economy also benefits from the export of oil, refined oil products, and chemicals.

Curaçao also has a well-developed financial services sector, with a number of international banks and other financial institutions operating on the island. This sector provides a significant amount of employment and contributes to the island's economy.

However, it's worth noting that the economy of Curaçao has been facing challenges in recent years. The island has been facing a decline in its oil refinery industry, which has been the mainstay of its economy for decades. Additionally, the island has a high public debt and a high cost of living, which can make it difficult for businesses to operate and for people to access goods and services.

Overall, Curaçao has a diverse economy that is driven by tourism, international trade and financial services, but it also faces challenges such as a decline in its oil refinery industry, high public debt, and high cost of living.

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