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USD to NGN 2025 Forecasts

Analysis of recent dollar → naira forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Nigerian naira performance and trends.

 

Recent forecasts and market updates suggest a mixed outlook for the USD to NGN exchange rate, influenced heavily by both U.S. economic indicators and developments within Nigeria.

The U.S. dollar has shown relative stability, bolstered by higher-than-expected U.S. inflation figures and robust earnings reported by major tech firms. Analysts note that the latest core PCE price index data is keeping the dollar's strength intact as traders focus on upcoming employment figures that could influence Federal Reserve policy. If the non-farm payroll data indicates a cooling labor market, expectations for an interest rate cut may grow, potentially undermining the dollar's current gains.

Currently, the USD to NGN is trading near its 30-day highs at approximately 1534, which is slightly lower than its three-month average of 1559. Analysts observe that the exchange rate has been relatively stable within a range of 1527 to 1609, highlighting the dollar's consolidation amidst fluctuating market conditions. The performance of the USD as a safe-haven asset continues to attract capital, especially amid global uncertainties and geopolitical tensions, thus providing a supportive backdrop for its price.

In Nigeria, the Naira is grappling with considerable economic challenges, including an inflation rate exceeding 23%. Recent government reforms, such as the removal of fuel subsidies and steps towards a more flexible exchange rate, are critical in shaping the naira's value. Additionally, President Bola Tinubu's request for $21.5 billion in external borrowing reflects an effort to stabilize the economy, though it raises concerns about increasing debt levels.

The Nigerian central bank's attempts to enhance currency stability, including cracking down on the cultural practice of "money spraying," highlight ongoing efforts to support the naira. Despite these challenges, foreign investor interest is reportedly increasing due to high local bond yields associated with these economic reforms. Notably, the naira has experienced appreciation against the dollar, driven by these positive shifts in investor sentiment.

Moreover, oil prices play a significant role in the Naira's performance given the dependence of Nigeria's economy on oil exports. Recent data indicates that oil prices have risen to about 69.67 USD, surpassing their three-month average by 2.5%. This upward trend in oil prices could enhance Nigeria's foreign reserves, offering some support to the Naira against the dollar.

In summary, while the U.S. dollar remains stable, supported by economic resilience, the Nigerian Naira faces considerable headwinds from inflation and economic reforms. These factors create a complex environment for forecasting the USD to NGN exchange rate, indicating that both U.S. and Nigerian economic developments will significantly influence future currency movements.

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USD to NGN Market Data

US dollar (USD) to Nigerian naira (NGN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
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NGN
+0.2%
30d-highs
USD to NGN is at 30-day highs near 1534, 1.6% below its 3-month average of 1559, having traded in a quite stable 5.4% range from 1527 to 1609
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Compare & Save - US dollar to Nigerian naira

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Nigerian naira (NGN) rates from different sources before making a conversion.

Use our USD to NGN calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Naira currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Nigerian naira?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs Nigerian naira current value is to look the USD/NGN historic rate and change over a range of periods.

The following table looks at the change in the USD to NGN exchange rate over periods from the previous week back to the last 10 years.

DateUSD/NGNChangePeriod
18 Jul 2025
1530.97
0% 2 Week
03 May 2025
1603.71
4.6% 3 Month
01 Aug 2024
1661.07
7.9% 1 Year
02 Aug 2020
386.51
296% 5 Year
04 Aug 2015
198.95
669.3% 10 Year
06 Aug 2005
136.76
1019.1% 20 Year
USD/NGN historic rates & change to 01-Aug-2025

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/NGN to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more