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NZD to HKD Travel Money Compared

NZD-HKD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

NZD to HKD Market Data

New Zealand dollar (NZD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy HKD
1 NZD = 4.5089 HKD
1d−0.2%▼
 
NZD to HKD at 4.5277 is 1.4% above its 3-month average of 4.4638, having traded in a quite stable 4.5% range from 4.3519 to 4.5470
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Tracker
  1 HKD = 0.2218 NZD

Is the NZD to HKD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Hong Kong dollar is to review how the NZD/HKD rate has changed over time.

The table below shows the percentage change in the NZD to HKD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/HKDChangePeriod
15 Dec 2025
4.5024
0.7% ▲2 Week
30 Sep 2025
4.5103
0.5% ▲3 Month
29 Dec 2024
4.3782
3.5% ▲1 Year
30 Dec 2020
5.5927
18.9% ▼5 Year
01 Jan 2016
5.3025
14.5% ▼10 Year
03 Jan 2006
5.2865
14.3% ▼20 Year
NZD/HKD historic rates & change to 29-Dec-2025

Currency Forecasts related to NZD/HKD

NZD to HKD 2025 Forecasts

Recent currency market updates indicate that the New Zealand dollar (NZD) is facing challenges despite an upbeat GDP figure from New Zealand.

Read forecast

NZD to USD 2025 Forecasts

The New Zealand dollar (NZD) has been facing challenges despite a recent strong GDP report, with market participants largely unaffected by the positive economic data.

Read forecast

USD to HKD 2025 Forecasts

The recent forecasts for the USD to HKD exchange rate indicate a prevailing bearish sentiment towards the US dollar.

Read forecast

 

NZD to HKD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Hong Kong dollar across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD HKD
NZ$ 1 HK$ 4.5089
NZ$ 5 HK$ 22.54
NZ$ 10 HK$ 45.09
NZ$ 20 HK$ 90.18
NZ$ 50 HK$ 225.45
NZ$ 100 HK$ 450.89
NZ$ 250 HK$ 1,127
NZ$ 500 HK$ 2,254
NZ$ 1,000 HK$ 4,509
NZ$ 2,000 HK$ 9,018
NZ$ 5,000 HK$ 22,545
NZ$ 10,000 HK$ 45,089
NZ$ 20,000 HK$ 90,178
NZ$ 50,000 HK$ 225,445
NZ$ 100,000 HK$ 450,890
NZD HKD
NZ$ 0.2218 HK$ 1
NZ$ 1.1090 HK$ 5
NZ$ 2.2180 HK$ 10
NZ$ 4.4360 HK$ 20
NZ$ 11.09 HK$ 50
NZ$ 22.18 HK$ 100
NZ$ 55.45 HK$ 250
NZ$ 110.90 HK$ 500
NZ$ 221.80 HK$ 1,000
NZ$ 443.60 HK$ 2,000
NZ$ 1,109 HK$ 5,000
NZ$ 2,218 HK$ 10,000
NZ$ 4,436 HK$ 20,000
NZ$ 11,090 HK$ 50,000
NZ$ 22,180 HK$ 100,000

More amounts

*Converted at the current NZD-HKD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Hong Kong

Everyday Costs in in Hong Kong

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide: Hong Kong (HK)

For those planning a one-week mid-range stay in Hong Kong, budgeting is crucial to fully appreciating this vibrant metropolis. A comfortable estimate would be around 8,000 to 12,000 HKD (approximately 1,000 to 1,500 USD). Daily expenses can vary, but here's a breakdown of everyday costs you'll encounter:

  • Meal at a local restaurant 🍜: ~80-150 HKD
  • Coffee ☕: ~30-50 HKD
  • Public transport fare 🚇: ~10-30 HKD
  • Prepaid SIM card 📱: ~100-200 HKD
  • Budget hotel or Airbnb 🏨: ~600-900 HKD per night

In general, Hong Kong leans more towards the expensive side compared to many destinations. While food and public transport are relatively affordable, accommodation can significantly elevate your overall expenses. Compared to the United States, where accommodation can also be pricey in major cities, Hong Kong offers slightly lower expenses on dining out and transport. In contrast, visiting Singapore will generally involve comparable costs in accommodation, though food options may be more affordable due to a larger street food culture.

Tips for Expats in Hong Kong

For expats settling in Hong Kong, the monthly living costs are estimated to start around 15,000 to 25,000 HKD (approximately 2,000 to 3,200 USD) for a comfortable lifestyle, which includes rent, utilities, groceries, and transport. It's important to familiarize yourself with local banking options; major banks like HSBC and Standard Chartered offer comprehensive services, including international wire transfers. When it comes to card usage, credit and debit cards are widely accepted, but having cash on hand is advisable for smaller purchases and markets.

When considering money exchange, it's typically more beneficial to use online transfer services like Wise or OFX for sending or receiving money internationally, as they often provide better rates and lower fees compared to exchanging cash locally. Furthermore, using ATMs for cash withdrawals is generally convenient, though checking with your home bank about international transaction fees is advisable to avoid unexpected charges. With careful planning, expats can navigate the dynamic financial landscape of Hong Kong and enjoy their time in this bustling city.

 

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