BER Benchmark: Scotiabank CAD FX Rates & Margins
BER Benchmark monitors Scotiabank exchange rates across the CAD currency corridors tracked by BER. The current average margin versus the mid-market rate is 3.7%.
This average is based on the CAD 1 transfer rates currently monitored by BER across the available Scotiabank currency corridors.
Scotiabank - Lowest and Highest FX Margins
BER Benchmark ranks the Scotiabank currency corridors currently monitored for Canadian dollar transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a CAD 1 transaction.

Scotiabank wires and cards abroad
Scotiabank currently lists C$15 or US$15 for most incoming international wires, charged in the account currency. Outgoing wires and business transfers use different pricing from the personal digital transfer service.
Selected Scotiabank credit cards waive Scotiabank's foreign-currency conversion fee. The purchase still uses the applicable card-network exchange rate, which is not guaranteed to equal the mid-market rate.
International transfers may be delayed by compliance checks, intermediaries, holidays or recipient-bank processing. Verify recipient details before sending because recovery is not guaranteed.