BER Benchmark: TD Bank USD FX Rates & Margins
BER Benchmark monitors TD Bank exchange rates across the USD currency corridors tracked by BER. The current average margin versus the mid-market rate is 3.9%.
This average is based on the USD 20,000 transfer rates currently monitored by BER across the available TD Bank currency corridors.
TD Bank - Lowest and Highest FX Margins
BER Benchmark ranks the TD Bank currency corridors currently monitored for US dollar transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a USD 20,000 transaction.

TD Bank US international fees
| Service | Standard fee |
|---|---|
| Outgoing international wire | $50 plus exchange rate, taxes and correspondent fees |
| Incoming wire | $15 |
| Foreign-currency cash order | $7.50, or $17.50 below $250 |
| Standard debit-card international transaction | 3% |
TD Beyond Checking includes one outgoing domestic or international wire fee reimbursement per statement cycle. Account conditions apply.

TD Bank US timing and market scope
Personal international wires are arranged at a TD Bank location. Delivery varies with the destination, intermediary banks and recipient-bank checks.
Foreign-cash orders generally arrive for pickup in two to three business days. Selected locations may hold common currencies for same-day exchange.
These USD details do not apply to TD Canada Trust. Canadian accounts use separate products, fees and exchange rates.