USD/CZK hits 30-day highs @ 22.52 amid US-China trade truce. Analysts cite USD strength from hawkish Fed outlook & inflation data. Czech koruna under pressure as CNB holds rates at 7% while Czech inflation eases to 8.8% #forex #USDCZK
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Wise at a glance
Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.
Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.
Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.
Multi-currency Accounts
With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.
Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.
- United States dollar
- British pound
- Euro
- Australian dollar
- Canadian dollar
- Hungarian forint
- New Zealand dollar
- Singapore dollar
- Turkish lira
International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.
- United Arab Emirates dirham
- Bulgarian lev
- Swiss franc
- Chinese yuan
- Czech koruna
- Danish krone
- Hong Kong dollar
- Israeli shekel
- Japanese yen
- Norwegian krone
- Polish złoty
- Swedish krona
- Ugandan shilling
- South African rand
Wise Travel debit card
The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.
You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.
Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.
Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.
What Savings Can You Expect?
Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.
Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.
When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.
Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.
The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.
USD to CZK Market Data
US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.
Sell USD →
Buy CZK
1 USD
=
22.46We compare provider deals to this wholesale mid-market rate. Read more
CZK▲+1.4%
30d-highs
USD to CZK is at 30-day highs near 22.52, 1.7% below its 3-month average of 22.9, having traded in a quite volatile 11.9% range from 21.74 to 24.33
|Tracker
1 CZK =
0.044528 USD
| Date | USD/CZK | Change | Period |
|---|---|---|---|
29 Apr 2025 | 21.90 | 2.7% ▲ | 2 Week |
12 Feb 2025 | 24.12 | 6.7% ▼ | 3 Month |
13 May 2024 | 22.99 | 2.1% ▼ | 1 Year |
14 May 2020 | 25.55 | 11.9% ▼ | 5 Year |
16 May 2015 | 23.95 | 6.1% ▼ | 10 Year |
18 May 2005 | 24.00 | 6.3% ▼ | 20 Year |
What are equivalent amounts of USD and CZK?
Here are some popular conversion amounts for USD to CZK (US dollar to Czech Republic horuna)*.
*Converted at the current USDCZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Forecasts for USD to CZK
The USD to CZK exchange rate has recently experienced notable fluctuations, reflecting a complex interplay of geopolitical events and economic data. Analysts suggest that the US dollar (USD) is benefiting from positive sentiment surrounding a 90-day trade truce between the US and China, which has alleviated fears of a recession in the US economy. The optimism surrounding this development has contributed to the dollar's bullish momentum, especially in light of heightened inflation data that may endorse the Federal Reserve's hawkish stance in further interest rate hikes.
Read our full review of recent USD to CZK forecasts.
How to get a good USD to CZK exchange rate
There are several ways to save on exchange rates when converting US dollar to Czech Republic horuna:
- Shop around for the best USD/CZK exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
- Timing is important: Keep an eye on the USD/CZK rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
- Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
- Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and CZK at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
- Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.
The key is reducing excessive costs and fees
Generally speaking, if you are buying Czech Republic horuna with US dollar, then it's better for the USD/CZK exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Czech Republic — a practical currency and money guide to travel in Czech Republic plus living and doing business with the Czech Republic horuna.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
Will the US dollar rise against the Czech Republic horuna?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/CZK to your personalised Rate Tracker to track and benefit from currency movements.
Track Rate
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
Currency Country Guides
| United States (USD) | Czech Republic (CZK) |
Being an expat in the Czech Republic
Expats in the Czech Republic enjoy the relatively low cost of living, compared to other Western European countries. The country has a good healthcare system and a well-developed transportation network, making it easy to get around. The official language is Czech, but most people speak English and it is widely understood.
The cost of living in the Czech Republic is generally considered to be lower than in many other Western European countries. The prices of basic goods and services, such as groceries, transportation, and healthcare, are generally lower than in many other European countries, which can make living in the Czech Republic relatively affordable.
When compared to some other European countries, housing can be relatively affordable in the Czech Republic, however, prices can vary depending on location and type of accommodation. Renting a one-bedroom apartment in the city center can cost around 7,000 CZK (about 270 EUR) per month, while the same type of apartment in a suburban area can cost around 4,500 CZK (about 170 EUR) per month.
Utilities such as electricity, gas, water, and internet can also be relatively affordable, with an average monthly cost of around 2,500 CZK (about 95 EUR) for a standard two-bedroom apartment.
Groceries and eating out can also be relatively inexpensive, with a meal at a budget restaurant costing around 150 CZK (about 6 EUR) and a cup of coffee around 40 CZK (about 1.5 EUR).
Overall, the cost of living in the Czech Republic can be quite reasonable when compared to many other Western European countries. However, as with any country, the cost of living can vary depending on an individual's lifestyle and personal spending habits.
Read more at our Czech Republic (CZK) country guide
Related exchange rates
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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