The PNC Bank USD to SGD rate is 1.199. This is -7.6% below the mid-rate. Compare PNC Bank currency conversion rates - Reduce FX costs.
The PNC Bank USD to SGD exchange rate is 1.199. This is -7.6% compared to the latest USD-SGD mid-market rate 1.2979.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Singapore dollar (SGD) rates from different sources before making a conversion.
Looking at our comparison table the best USD to SGD exchange rate is 1.2914 from OFX, -0.5% from the mid-market rate 1.2979. The next best rate is 1.2901 from XE, -0.6% from the mid-rate. Then Wise with 1.2895 is -0.65% from the mid-rate.
The Western Union rate is 1.2849 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 1.2029 at -7.3%, the Wells Fargo Bank rate is 1.1951 at -7.9%, and the Citibank rate is 1.2548 at -3.3% compared to the mid-rate 1.2979.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like PNC Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The PNC Bank Dollar to Singapore dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by PNC Bank and other foreign exchange providers against the latest USD-SGD mid-rate (see Market Data below ) and the possible savings of using various providers.
PNC Bank is a major financial institution in the United States, offering a wide range of banking and financial services to individuals, businesses, and institutions.
PNC Bank offers both domestic and international wire transfer services. Incoming wire transfers allow customers to receive funds from abroad directly into their PNC Bank account. Outgoing wire transfers allow customers to send funds from their PNC Bank account to another bank account abroad.
When you get a quote for your Global Money Transfer from PNC on their website or in-app, you can also see the PNC exchange rate, but it can be difficult to then calculate how much you are being charged.
PNC does not publish their exchange rates publicly which is frustrating. Our BER International Money Transfer partners tend to offer guaranteed transparency on all conversions.
Our research shows that on average, PNC profit margin for foreign exchange rates is somewhere between 3.2 - 8%, depending on the amount you're sending, where you're sending it to and which currency will be received.
While all banks in North America charge this markup, the extra amount being charged is much higher than it would be with a global money transfer specialist.
US dollar (USD) to Singapore dollar (SGD) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/SGD | Change | Period |
|---|---|---|---|
25 Apr 2025 | 1.3141 | 1.1% ▼ | 2 Week |
08 Feb 2025 | 1.3533 | 3.9% ▼ | 3 Month |
09 May 2024 | 1.3525 | 3.9% ▼ | 1 Year |
10 May 2020 | 1.4133 | 8% ▼ | 5 Year |
12 May 2015 | 1.3350 | 2.6% ▼ | 10 Year |
14 May 2005 | 1.6577 | 21.6% ▼ | 20 Year |
Here are some popular conversion amounts for USD to SGD (US dollar to Singapore dollar)*.
*Converted at the current USDSGD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to SGD exchange rate has recently experienced fluctuations influenced by ongoing economic policies and geopolitical developments. Following the Federal Reserve's decision to maintain interest rates, analysts observed a temporary strengthening of the US dollar as it gained traction through European and US trading sessions. The Fed's cautious stance in assessing the impact of tariffs before taking further action is perceived to support the dollar, though concerns about an impending recession could counteract this trend.
Read our full review of recent USD to SGD forecasts.
There are several ways to save on exchange rates when converting US dollar to Singapore dollar:
Generally speaking, if you are buying Singapore dollar with US dollar, then it's better for the USD/SGD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Singapore — a practical currency and money guide to travel in Singapore plus living and doing business with the Singapore dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/SGD to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Singapore (SGD) |
Markets have shifted focus to the interest rate policies of other major central banks rather than the Federal Reserve.
The Singapore dollar has reached its highest level in over a decade, boosting outbound travel and curbing inflation, but also putting pressure on exporters and local businesses. While sectors like logistics and finance benefit, retail, hospitality, and exports face challenges from the strong currency.
Further reading on the Singapore dollar (SGD) - Guides, Reviews & News from our research team.
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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