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USD to PLN 2025 Forecasts

Analysis of recent dollar → zloty forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Polish zloty performance and trends.

 

The USD to PLN exchange rate has experienced relative stability recently, currently sitting at 3.6863, just below its three-month average. This steadiness reflects a trading range of 6.3% from 3.6005 to 3.8276. Analysts attribute this stability to a variety of factors, including recent economic data and central bank policy shifts.

The U.S. dollar has shown resilience, supported by stronger-than-expected inflation data revealed in the latest core PCE price index. Additionally, strong earnings reports from major U.S. tech firms, such as Microsoft and Meta Platforms, have helped bolster confidence in the dollar. However, future performance may hinge on upcoming labor market reports. Should these indicate a slowdown, it could revive expectations for federal rate cuts, potentially weakening the dollar.

In contrast, the Polish złoty has faced downward pressure following the National Bank of Poland's unexpected interest rate cuts, which have led to a nearly 3% depreciation against the Euro. Governor Adam Glapiński's comments about a "radically changed" economic outlook highlight concerns, particularly the potential recession in Germany, which significantly impacts Polish exports. The link between the Polish economy and Germany is critical, with Poland's economic health largely tied to its neighbor's performance.

Furthermore, the ongoing geopolitical tensions, notably the war in Ukraine, continue to exert influence on both currencies. The Polish złoty was trading around 4.0 to the USD before the conflict escalated, and the lingering uncertainties related to this situation may continue to add pressure.

In summary, while the USD maintains a stable position supported by solid economic indicators, the PLN faces challenges from domestic monetary policy and external economic conditions. Currency market participants should monitor these developments closely, as fluctuations in the USD/PLN exchange rate could present opportunities for international transactions.

USD-PLN Rate Calculator

 
   
   
   
   
 
   
 
 

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD =
3.6863We compare provider deals to this wholesale mid-market rate. Read more
PLN
-1.6%
30d-highs
USD to PLN at 3.6863 is just below its 3-month average, having traded in a relatively stable 6.3% range from 3.6005 to 3.8276
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Compare & Save - US dollar to Polish zloty

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

Use our USD to PLN calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Dollar to Zloty currency rates and the possible savings of using various providers.

 
 

Will the US dollar rise against the Polish zloty?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs Polish zloty current value is to look the USD/PLN historic rate and change over a range of periods.

The following table looks at the change in the USD to PLN exchange rate over periods from the previous week back to the last 10 years.

DateUSD/PLNChangePeriod
18 Jul 2025
3.6522
2.5% 2 Week
03 May 2025
3.7859
1.1% 3 Month
01 Aug 2024
3.9886
6.1% 1 Year
02 Aug 2020
3.7552
0.3% 5 Year
04 Aug 2015
3.8286
2.2% 10 Year
06 Aug 2005
3.2914
13.8% 20 Year
USD/PLN historic rates & change to 01-Aug-2025

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more