Bank of America CHF to JPY Exchange Rates - Compare & Save

Bank of America at a glance

Bank of America (BOA) is the second-largest consumer bank in the USA after Chase Bank and serves about millions of consumers and small business clients worldwide from its headquarters in Charlotte, North Carolina.

Bank of America is one of the Big Four US banks and holds over 10% of all American bank deposits, in direct competition with JPMorgan Chase Bank, Citigroup, and Wells Fargo.

Cross-border wires with Bank of America

BOA offers international money transfer services that allow customers to send and receive funds from abroad. Customers can initiate a money transfer online or in person at a branch. BOA provides fast and secure international money transfer services however the exchange rates offered for international money transfer services are not the best on the market.

Sending or receiving international transfers to or from your Bank of America bank account will include a margin rate of between 4% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).

The BOA app and website allow you to check the FX rate prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.

Pay by Bank

Bank of America participates in Pay by Bank, a product that allows mobile uses to buy products online and pay directly from their bank account service in a foreign currency, Pay by Bank does not require a card or card data.

CashPro for Corporates

For businesses making international payments BOA provide the CashPro Platform.

BOA is improving the CashPro API to allow merchants to process payments in an increasing number of different countries. It will connect to seven real-time payment schemes; transfer apps including Zelle in the U.S. and Pix in Brazil; and cross-border wires.

CHF to JPY Market Data

Swiss franc (CHF) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell CHF → Buy JPY

1 CHF = JPY

▼-0.7%

14d-highs

CHF to JPY at 174.4 is 2.0% above its 3-month average of 170.9, having traded in a quite stable 6.0% range from 166.1 to 176.1

14-MAY 8PM-NY 15-MAY 1AM-LON 8AM-HK 10AM-SYD

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Date	CHF/JPY	Change	Period
01 May 2025	175.40	0.8% ▼	2 Week
14 Feb 2025	169.41	2.7% ▲	3 Month
15 May 2024	171.32	1.6% ▲	1 Year
16 May 2020	110.16	58% ▲	5 Year
18 May 2015	129.70	34.2% ▲	10 Year
20 May 2005	87.71	98.4% ▲	20 Year

CHF/JPY historic rates & change to 15-May-2025

What are equivalent amounts of CHF and JPY?

Here are some popular conversion amounts for CHF to JPY (Swiss franc to Japanese yen)*.

CHF	JPY
Fr. 1	¥ 173.84
Fr. 5	¥ 869.20
Fr. 10	¥ 1,738
Fr. 20	¥ 3,477
Fr. 50	¥ 8,692
Fr. 100	¥ 17,384
Fr. 250	¥ 43,460
Fr. 500	¥ 86,920
Fr. 1,000	¥ 173,840
Fr. 2,000	¥ 347,680
Fr. 5,000	¥ 869,200
Fr. 10,000	¥ 1,738,400
Fr. 20,000	¥ 3,476,800
Fr. 50,000	¥ 8,692,000
Fr. 100,000	¥ 17,384,000

CHF	JPY
Fr. 0.0058	¥ 1
Fr. 0.0288	¥ 5
Fr. 0.0575	¥ 10
Fr. 0.1150	¥ 20
Fr. 0.2876	¥ 50
Fr. 0.5752	¥ 100
Fr. 1.4380	¥ 250
Fr. 2.8760	¥ 500
Fr. 5.7520	¥ 1,000
Fr. 11.50	¥ 2,000
Fr. 28.76	¥ 5,000
Fr. 57.52	¥ 10,000
Fr. 115.04	¥ 20,000
Fr. 287.60	¥ 50,000
Fr. 575.20	¥ 100,000

More amounts

*Converted at the current CHFJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for CHF to JPY

10 MayRecent forecasts indicate a strong upward trend in the CHF to JPY exchange rate, currently at 174.8, which is 2.5% above its three-month average of 170.5. Analysts note that the currency pair has demonstrated stability, trading within a 6.0% range from 166.1 to 176.1. The increasing strength of both the Swiss franc and the Japanese yen can be attributed to heightened demand for safe-haven assets amid escalating trade tensions and ongoing tariff negotiations.

Read our full review of recent CHF to JPY forecasts.

How to get a good CHF to JPY exchange rate

There are several ways to save on exchange rates when converting Swiss franc to Japanese yen:

Shop around for the best CHF/JPY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the CHF/JPY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both CHF and JPY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Japanese yen with Swiss franc, then it's better for the CHF/JPY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

Compare Rates

Will the Swiss franc rise against the Japanese yen?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add CHF/JPY to your personalised Rate Tracker to track and benefit from currency movements.

Manage Tracker

Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

Japan (JPY)

Switzerland (CHF)

Expat and Business Guide to Japan

Japan offers a unique blend of tradition, modernity, and economic opportunity, making it an attractive destination for expatriates and business professionals. Here’s a practical guide to help you navigate life and work in Japan.

Visa Requirements: Expatriates generally need a work visa, such as the Highly Skilled Professional Visa, Engineer Visa, or Specialist in Humanities Visa. Consult the Japanese Ministry of Foreign Affairs for details and documentation requirements.

Language: Japanese is the official language, and while English is commonly used in business settings, learning basic Japanese is essential for everyday interactions and professional networking.

Cultural Etiquette: Bowing is customary for greetings, and business cards (meishi) are exchanged with both hands as a sign of respect. Punctuality is highly valued in both personal and professional settings.

Work Culture: Japan’s work culture emphasizes teamwork, hierarchy, and long working hours. Understanding cultural nuances like "nemawashi" (informal consensus-building) is crucial for business success.

Housing: Options range from urban apartments to traditional houses. Renting often requires a guarantor and additional costs such as a security deposit and key money. Websites like Suumo or GaijinPot are helpful for finding accommodations.

Healthcare: Japan has a high-quality healthcare system. Expats are required to enroll in the National Health Insurance (NHI) program or their employer’s health insurance plan. Private insurance is an option for additional coverage.

Cost of Living: Japan’s cost of living varies widely. Tokyo is among the most expensive cities, while rural areas are more affordable. Budget for housing, transportation, and food, as these can be significant expenses.

Transportation: Japan has an extensive public transport system, including trains, subways, and buses. The Japan Rail Pass is useful for travel between cities. Owning a car is more practical in rural areas than in cities.

Business Environment: Japan is a global leader in technology, automotive, and finance industries. Building long-term relationships and respecting decision-making processes are key to successful business dealings.

Taxation: Expats staying longer than one year are subject to Japanese tax on global income. Consult a tax advisor to understand local tax obligations and possible treaties between Japan and your home country.

Banking: Major banks like MUFG and SMBC cater to expatriates. ATMs are widely available, though some may not accept foreign cards. Online banking is accessible but often limited in English.

Networking: Join organizations like the Tokyo American Club or the Chamber of Commerce for networking opportunities. Language exchange meetups and professional events are also valuable for making connections.

Childcare and Education: Options include international schools, public schools, and private Japanese schools. International schools are ideal for expat families, offering familiar curriculums in English.

Leisure and Recreation: Japan offers diverse recreational activities, from skiing in Hokkaido to visiting traditional hot springs (onsen) and exploring cultural festivals. Public parks and museums are abundant in cities.

Safety and Security: Japan is one of the safest countries in the world, with low crime rates. Emergency numbers are 110 for police and 119 for medical and fire services.

Practical Apps: Use Google Maps for navigation, Suica or Pasmo apps for public transport, and LINE for communication, as it is Japan’s most popular messaging platform.

Documentation and Legal Matters: Carry your residence card (zairyu card) at all times, as it serves as your primary ID. Register your address at the local municipal office within 14 days of moving.

Japan’s unique cultural and professional landscape offers immense opportunities for expatriates and business professionals. Understanding its traditions and practices will help you integrate and succeed in this dynamic country.

Read more at our Japan (JPY) country guide