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EUR to ZAR Transfers Compared

EUR-ZAR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to South Africa can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to South Africa bank accounts or pay a South African rand invoice.

 
   

EUR to ZAR Market Data

Euro (EUR) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy ZAR
1 EUR = 19.63 ZAR
1d+0.1%
 
EUR to ZAR at 19.64 is 1.5% below its 3-month average of 19.93, having traded in a very stable 3.7% range from 19.62 to 20.34
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Tracker

Is the EUR to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Euro against the South African rand is to review how the EUR/ZAR rate has changed over time.

The table below shows the percentage change in the EUR to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateEUR/ZARChangePeriod
15 Dec 2025
19.74
0.6% 2 Week
30 Sep 2025
20.28
3.2% 3 Month
29 Dec 2024
19.49
0.7% 1 Year
30 Dec 2020
17.99
9.1% 5 Year
01 Jan 2016
16.82
16.7% 10 Year
03 Jan 2006
7.5033
161.6% 20 Year
EUR/ZAR historic rates & change to 29-Dec-2025

Currency Forecasts related to EUR/ZAR

EUR to ZAR 2025 Forecasts

The exchange rate forecast for the EUR to ZAR remains cautious due to recent developments in both the Eurozone and South Africa.

Read forecast

EUR to USD 2025 Forecasts

The recent analysis of the EUR to USD exchange rate highlights a complex landscape influenced by various economic factors.

Read forecast

USD to ZAR 2025 Forecasts

The USD to ZAR exchange rate has been significantly influenced by various economic factors and forecasts in recent weeks.

Read forecast

Current market bias: Bearish for EUR/ZAR. Key drivers: - The European Central Bank is staying cautious on interest rates, while the South African Reserve Bank has cut rates, meaning the euro might struggle against a weaker rand. - Global risk sentiment is low due to ongoing geopolitical tensions affecting both currencies' attractiveness. - South Africa aims to lower inflation, which might influence monetary policy and strengthen perceptions of the rand. Near-term range: EUR/ZAR expected to trade within a stable range around current levels, influenced by fluctuations in oil prices. What could change it: An upside risk is improved consumer confidence in the Eurozone boosting the euro. A downside risk is ongoing geopolitical issues that may undermine the euro's stability. --- The EUR/ZAR exchange rate is currently bearish as the ECB holds rates steady while the SARB cuts rates. Global risk sentiment remains shaky due to geopolitical tensions. Stable trading expected in the near term, but upside risks from consumer confidence could support the euro

 

EUR to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :

EUR ZAR
€ 1 R 19.63
€ 5 R 98.15
€ 10 R 196.30
€ 20 R 392.60
€ 50 R 981.50
€ 100 R 1,963
€ 250 R 4,908
€ 500 R 9,815
€ 1,000 R 19,630
€ 2,000 R 39,260
€ 5,000 R 98,150
€ 10,000 R 196,300
€ 20,000 R 392,600
€ 50,000 R 981,500
€ 100,000 R 1,963,000
EUR ZAR
0.0509 R 1
0.2547 R 5
0.5093 R 10
1.0187 R 20
2.5467 R 50
5.0933 R 100
12.73 R 250
25.47 R 500
50.93 R 1,000
101.87 R 2,000
254.67 R 5,000
509.33 R 10,000
1,019 R 20,000
2,547 R 50,000
5,093 R 100,000

More amounts

*Converted at the current EUR-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for EUR to ZAR?

The best EUR to ZAR exchange rate is 19.57 from OFX . This is -0.31% compared to the mid-market rate 19.63.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Euro (EUR) to South African rand (ZAR) rates from different sources before making a conversion.

The above Euro to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest EUR-ZAR mid-rate and the possible savings of using various providers. 

How do EUR-ZAR rates compare between providers?

Looking at the full EUR to ZAR - Send Money comparison table the provider with the best EUR to ZAR exchange rate is OFX at 19.57, -0.31% from the latest mid-market rate 19.63.

The next best is XE at 19.52, -0.56% from the mid-rate.

Then Western Union at 19.44, which is -0.97% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

View a full list of exchange rates by selecting your Base (from) currency: