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Best NZD to EUR Exchange Rates Compared Live

The live mid-rate NZD to EUR exchange rate is 0.5257. Compare currency conversion rates - Reduce FX costs.

NZD-EUR Rate Calculator

 

 
NZD to EUR update: The exchange rate sits at 0.5271, 3.1% below its 3-month average of 0.5439. FX analysts note NZD strength from rising dairy prices, but external trade tensions could weigh heavily. Meanwhile, the ECB's hawkish stance supports EUR durability amid geopolitical risks. 10-Mar

 

What is the best Send Money conversion rate for NZD to EUR?

The best NZD to EUR exchange rate is our partner deal rate of 0.5231 from OFX . This is -0.49% compared to the mid-market rate 0.5257.

The standard OFX NZD-EUR rate is 0.5135, -2.3% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Euro (EUR) rates from different sources before making a conversion.

How do NZD-EUR rates compare between providers?

Looking at our comparison table the best NZD to EUR exchange rate is 0.5231 from OFX, -0.49% from the mid-market rate 0.5257. The next best rate is 0.5225 from XE, -0.61% from the mid-rate. Then Wise with 0.522 is -0.7% from the mid-rate.

Among the banks, the ANZ Bank rate is 0.5614 at 6.8%, the BNZ Bank rate is 0.4972 at -5.4%, and the TSB Bank rate is 0.4941 at -6% compared to the mid-rate 0.5257.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare Rates

 

The Kiwi to Euro comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-EUR mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

NZD to EUR Market Data

New Zealand dollar (NZD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy EUR
1 NZD =
0.5257We compare provider deals to this wholesale mid-market rate. Read more
EUR
+0.1%
NZD to EUR at 0.5255 is near its 3-month average, having traded in a relatively stable 6.7% range from 0.5051 to 0.5390
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DateNZD/EURChangePeriod
16 May 2025
0.5268
0.2% 2 Week
01 Mar 2025
0.5390
2.5% 3 Month
30 May 2024
0.5646
6.9% 1 Year
31 May 2020
0.5575
5.7% 5 Year
02 Jun 2015
0.6436
18.3% 10 Year
04 Jun 2005
0.5721
8.1% 20 Year
NZD/EUR historic rates & change to 30-May-2025
 

What are equivalent amounts of NZD and EUR?

Here are some popular conversion amounts for NZD to EUR (New Zealand dollar to Euro)*.

NZD EUR
NZ$ 1 0.5257
NZ$ 5 2.6285
NZ$ 10 5.2570
NZ$ 20 10.51
NZ$ 50 26.29
NZ$ 100 52.57
NZ$ 250 131.43
NZ$ 500 262.85
NZ$ 1,000 525.70
NZ$ 2,000 1,051
NZ$ 5,000 2,629
NZ$ 10,000 5,257
NZ$ 20,000 10,514
NZ$ 50,000 26,285
NZ$ 100,000 52,570
NZD EUR
NZ$ 1.9024 € 1
NZ$ 9.5120 € 5
NZ$ 19.02 € 10
NZ$ 38.05 € 20
NZ$ 95.12 € 50
NZ$ 190.24 € 100
NZ$ 475.60 € 250
NZ$ 951.20 € 500
NZ$ 1,902 € 1,000
NZ$ 3,805 € 2,000
NZ$ 9,512 € 5,000
NZ$ 19,024 € 10,000
NZ$ 38,048 € 20,000
NZ$ 95,120 € 50,000
NZ$ 190,240 € 100,000

More amounts

*Converted at the current NZDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for NZD to EUR

 

Recent forecasts for the NZD to EUR exchange rate indicate a complex interplay of factors influencing both currencies. Analysts note that the New Zealand dollar (NZD) has seen a rally, bolstered by a hawkish signal from the Reserve Bank of New Zealand (RBNZ), despite a recent rate cut. The RBNZ has indicated that rates are approaching neutrality, which may support the NZD in the near term, particularly if business confidence figures reflect a positive rebound.

Read our full review of recent NZD to EUR forecasts.

 

How to get a good NZD to EUR exchange rate

There are several ways to save on exchange rates when converting New Zealand dollar to Euro:

  1. Shop around for the best NZD/EUR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the NZD/EUR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and EUR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Euro with New Zealand dollar, then it's better for the NZD/EUR exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to the Eurozone — a practical currency and money guide to travel in the Eurozone plus living and doing business with the Euro.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Click below for the Request Quotes form and enter your transfer details (BER account required).

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Will the New Zealand dollar rise against the Euro?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add NZD/EUR to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

New Zealand dollar - 3 month change versus major currencies

 

Currency Country Guides

EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CroatiaCroatia (EUR)CyprusCyprus (EUR)EstoniaEstonia (EUR)
FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
ItalyItaly (EUR)LatviaLatvia (EUR)LithuaniaLithuania (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthelemySaint Barthelemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)
 

Which Eurozone country has the cheapest cost of living?

The cost of living varies greatly within the Eurozone, and it depends on various factors such as housing, transportation, healthcare, and taxes. However, some of the countries in the Eurozone with relatively lower cost of living include:

  • Greece: Greece has a relatively low cost of living compared to other Eurozone countries.

  • Portugal: Portugal has a lower cost of housing than in other Eurozone countries.

  • Spain: Spain also has a relatively low cost of living, particularly in the southern regions such as Andalusia and Murcia.

  • Ireland: Ireland has a relatively low cost of living, particularly in the regions outside the main cities like Dublin.

  • Cyprus: Cyprus has a relatively low cost of food and transportation.

It's important to note that these are rough estimations, and the cost of living in these countries may be different for various factors such as location, lifestyle, and personal preferences. It's also worth noting that these countries are not part of the Eurozone, but they are in the EU and their currencies are pegged to the Euro.

What is the best country to setup a company in the Eurozone?

There is no definitive answer to what the best country is to set up a company in the Eurozone, as it depends on various factors such as the nature of the business, the target market, and the specific needs and goals of the company. However, some countries in the Eurozone are generally considered to be more favorable for businesses than others.

Some of the countries that are considered to be among the most business-friendly in the Eurozone include:

  • Ireland, known for its favorable corporate tax rate of 12.5%.
  • Netherlands, known for its business-friendly regulations and strong logistics infrastructure.
  • Estonia, known for its e-residency program and digital-friendly government.
  • Germany, known for its large market and strong economy.

It is worth noting that each country has its own specific regulations, taxes and legal requirements that might fit some businesses better than others. It is recommended to consult with business experts and legal advisers for a tailored advice for your business.

Read more at our Eurozone (EUR) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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