Revolut United States Rates & Fees (April 2024)
Revolut exchange rates as of . Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to license by Visa and Mastercard.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- Free for the first $400 per month
- Revolut then charge 2% fee for withdrawals over $400 per month
- ATM providers may also charge an additional fee.
ATM withdrawals are not permitted in Singapore.
Card Purchases
- Free - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, they use simple and transparent pricing:
- You can make up to USD $1,000 of exchanges at the interbank mid-rate (the real exchange rate) in a given 30-day period.
- Standard plan customers who exchange more than this will begin paying a fair usage fee of 0.5% on any additional amount.
- You see the total cost, including applicable taxes, with no hidden mark-ups or surprises.
Week-end 1.0% fee
Revolut charge a 1.0% fee outside foreign-exchange-market hours because less currency is traded during these times. The hours when this fee applies is 5:00pm on Friday to 6:00pm on Sunday Eastern Time.
Small transfer fee
International Transfers and Non-USD Domestic Transfer in any amount less than $200 USD will incur a fee of $10.
Standard Plan Subscription
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Banking services are provided by Lead Bank, Member FDIC. The Revolut
USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa®
U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to
$250,000 through Lead Bank, Member FDIC. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
Everyday Costs in in Australia
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Traveling to Australia: How Much Should You Bring?
For travelers planning a 1-week mid-range stay in Australia, a budget of around AUD 1,500 to AUD 2,200 should suffice, covering most everyday expenses. In Australia, typical daily costs include AUD 20-30 for a meal at a mid-range restaurant, about AUD 4 for a cup of coffee, and AUD 4.60 for a one-way public transport ticket in cities like Sydney or Melbourne. A prepaid SIM card with adequate data might cost around AUD 15-20, while budget accommodations such as hotels or Airbnb can range from AUD 100 to AUD 150 per night. Compared to visiting the United States, where daily expenses and accommodation can be quite similar, Australia leans towards being moderately expensive. When juxtaposed with Singapore, Australia is notably more budget-friendly, as Singapore's costs are relatively higher, particularly for accommodations and dining.
Typical daily costs in Australia:
• 🥘 Meal at a local restaurant: AUD 20–25
• ☕ Coffee: AUD 4–5
• 🚌 Public transport fare: AUD 5–10
• 📱 Prepaid SIM card (7 days): AUD 10–20
• 🛏️ Budget hotel or Airbnb: AUD 100–150 per night
Living in Australia: A Guide for Expats
For expats settling in Australia, expect typical monthly living costs to range from AUD 3,000 to AUD 4,500, depending on lifestyle choices and city of residence. Rent is a significant variable, with average monthly rent for a one-bedroom apartment in a city center costing around AUD 2,000 or more. When it comes to banking and card usage, Australia’s infrastructure supports a wide variety of international credit and debit cards, making it convenient for daily transactions. Online banking is highly prevalent, and digital wallets are gaining traction. For sending or receiving money, online transfer services like Wise or OFX are often more economical and faster than traditional bank exchanges, offering competitive rates and lower fees. It's usually more cost-effective to exchange money locally or rely on these online platforms for currency exchanges, as they often beat the rates provided by banks.