Revolut United States Rates & Fees (April 2024)
Revolut exchange rates as of . Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to license by Visa and Mastercard.
TM Withdrawals
Allpoint® Network ATMs
- Allpoint gives you 55,000 ATMs Worldwide.
Other ATMs
- Free for the first $400 per month
- Revolut then charge 2% fee for withdrawals over $400 per month
- ATM providers may also charge an additional fee.
ATM withdrawals are not permitted in Singapore.
Card Purchases
- Free - When purchase is made in a currency with sufficient balance
- Maximum Amount - Up to the available balance in your account
Send Money
Transfers to other Revolut Users:
Payments to Bank Accounts outside the Revolut App:
- A fee will apply for transfers to non Revolut Users based on currency and destination
- All fees are disclosed to you in the Revolut App prior to making a transaction.
Foreign Exchange Fees
Whenever you convert currencies with your Revolut account, they use simple and transparent pricing:
- You can make up to USD $1,000 of exchanges at the interbank mid-rate (the real exchange rate) in a given 30-day period.
- Standard plan customers who exchange more than this will begin paying a fair usage fee of 0.5% on any additional amount.
- You see the total cost, including applicable taxes, with no hidden mark-ups or surprises.
Week-end 1.0% fee
Revolut charge a 1.0% fee outside foreign-exchange-market hours because less currency is traded during these times. The hours when this fee applies is 5:00pm on Friday to 6:00pm on Sunday Eastern Time.
Small transfer fee
International Transfers and Non-USD Domestic Transfer in any amount less than $200 USD will incur a fee of $10.
Standard Plan Subscription
Adding money to your Revolut Account
Add money via bank transfer (not including inbound US domestic wire payments):
Add money via Domestic Personal Debit Card:
- Revolut will charge a fee of up to 1% of the transaction amount.
Add money via Domestic Personal Credit Card:
- Revolut will charge a fee of up to 3% of the transaction amount.
Cards
First Revolut Card:
- No issuance fee (but a delivery fee may apply)
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Virtual Revolut Card:
- First virtual card: no issuance fee
- Additional Virtual Cards: $4.99
Replacement Revolut Cards:
- You may request additional physical Standard Revolut Cards under the Standard Plan for a fee of $5.00 per card.
Delivery Charges for Revolut Cards
- Standard Delivery: $0.00-$5.00
- Expedited Priority Delivery: $16.99
- Global Express Delivery: $19.99
Revolut is not a bank.
Banking services are provided by Lead Bank, Member FDIC. The Revolut
USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa®
U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to
$250,000 through Lead Bank, Member FDIC. See revolut.com/en-US/ for more details.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
Everyday Costs in in Eurozone
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Travel Guide to the European Union (ISO Code: EU)
For travelers planning a one-week mid-range stay in the European Union, it's advisable to budget around €900 to €1,200, which provides a comfortable range for exploring culture, dining, and accommodation. While expenses can vary widely depending on the specific country within the EU, you can expect typical daily expenses to be around:
- 🍽️ Meal at a local restaurant: €15-€25
- 🚍 Public transport fare: €1.50-€3
- 📱 Prepaid SIM card: €15-€30
- 🏨 Budget hotel or Airbnb: €60-€120 per night
In general, the EU can be considered an average to slightly expensive destination for visitors. Compared to the United States, travelers might find prices for dining and transportation in major cities like Paris or Berlin to be similar, although entertainment and attractions can be pricier. When stacked against the UK, one might notice that costs in London tend to be higher, particularly in accommodation and dining, whereas some Eastern European countries could offer better value for money.
Expat Guide to Living in the European Union
For expats moving to the EU, the typical monthly living costs can vary significantly based on location but generally range from €1,500 to €2,500. Major cities like Berlin or Barcelona might push the higher end of this range, while smaller towns can be more budget-friendly. Essential costs include rent, utilities, groceries, and transportation, all of which should be considered when planning a financial budget.
When it comes to banking and managing money, cashless transactions are widely accepted, and it's advisable to use a credit or debit card with no foreign transaction fees for convenience. While local exchanges are viable, opting for online transfer services like Wise or OFX can offer better rates and lower fees for sending/receiving money internationally, ensuring you retain more value from your funds. Always keep an eye on conversions to euro (EUR), as using the local currency often yields the best rates when settling bills.