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    Wise SGD to HKD Exchange Rates Compared Live

    The Wise SGD to HKD rate is 6.0305. This is -0.6% below the mid-rate. Compare Wise currency conversion rates - Reduce FX costs.

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    As of March 8, the SGD is trading at 5.8418, about 1.5% above its three-month average, driven by regional challenges affecting the HKD. FX analysts note that while the HKD remains stable amid economic pressures, its future strength depends on effective recovery measures. 10-Mar

     

    What is the Wise Send Money conversion rate for SGD to HKD?

    The Wise SGD to HKD exchange rate is 6.0305. This is -0.6% compared to the latest SGD-HKD mid-market rate 6.0669.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Singapore dollar (SGD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.

     

    Compare Rates

     

    The Wise Singapore dollar to Hong Kong dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest SGD-HKD mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    Wise at a glance

    Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.

    Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.

    Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.

    Multi-currency Accounts

    With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.

     

    Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.

    • United States dollar
    • British pound
    • Euro
    • Australian dollar
    • Canadian dollar
    • Hungarian forint
    • New Zealand dollar
    • Singapore dollar
    • Turkish lira

    International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.

    • United Arab Emirates dirham
    • Bulgarian lev
    • Swiss franc
    • Chinese yuan
    • Czech koruna
    • Danish krone
    • Hong Kong dollar
    • Israeli shekel
    • Japanese yen
    • Norwegian krone
    • Polish złoty
    • Swedish krona
    • Ugandan shilling
    • South African rand

     

    Wise Travel debit card

    The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.

    You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.

    Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.

    Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.

    What Savings Can You Expect?

    Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.

    Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.

    When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.

    Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.

    Wise products

    The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.

     
     

    SGD to HKD Market Data

    Singapore dollar (SGD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell SGD   →   Buy HKD
    1 SGD =
    6.0669We compare provider deals to this wholesale mid-market rate. Read more
    HKD
    +0.2%
    90d-highs
    SGD to HKD is at 90-day highs near 6.0500, 3.0% above its 3-month average of 5.8746, having traded in a quite stable 5.4% range from 5.7414 to 6.0500
    |
    Tracker

    Manage Tracker   


    DateSGD/HKDChangePeriod
    07 May 2025
    5.9938
    1.2% 2 Week
    20 Feb 2025
    5.8317
    4% 3 Month
    21 May 2024
    5.7927
    4.7% 1 Year
    22 May 2020
    5.4447
    11.4% 5 Year
    24 May 2015
    5.7982
    4.6% 10 Year
    26 May 2005
    4.6867
    29.4% 20 Year
    SGD/HKD historic rates & change to 21-May-2025
     

    What are equivalent amounts of SGD and HKD?

    Here are some popular conversion amounts for SGD to HKD (Singapore dollar to Hong Kong dollar)*.

    SGD HKD
    S$ 1 HK$ 6.0669
    S$ 5 HK$ 30.33
    S$ 10 HK$ 60.67
    S$ 20 HK$ 121.34
    S$ 50 HK$ 303.35
    S$ 100 HK$ 606.69
    S$ 250 HK$ 1,517
    S$ 500 HK$ 3,033
    S$ 1,000 HK$ 6,067
    S$ 2,000 HK$ 12,134
    S$ 5,000 HK$ 30,335
    S$ 10,000 HK$ 60,669
    S$ 20,000 HK$ 121,338
    S$ 50,000 HK$ 303,345
    S$ 100,000 HK$ 606,690
    SGD HKD
    S$ 0.1648 HK$ 1
    S$ 0.8240 HK$ 5
    S$ 1.6480 HK$ 10
    S$ 3.2960 HK$ 20
    S$ 8.2400 HK$ 50
    S$ 16.48 HK$ 100
    S$ 41.20 HK$ 250
    S$ 82.40 HK$ 500
    S$ 164.80 HK$ 1,000
    S$ 329.60 HK$ 2,000
    S$ 824.00 HK$ 5,000
    S$ 1,648 HK$ 10,000
    S$ 3,296 HK$ 20,000
    S$ 8,240 HK$ 50,000
    S$ 16,480 HK$ 100,000

    More amounts

    *Converted at the current SGDHKD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for SGD to HKD

     

    The recent exchange rate dynamics between the Singapore dollar (SGD) and the Hong Kong dollar (HKD) have been influenced by multiple factors, particularly trade tensions and local economic policies. Analysts express concerns about the SGD outlook following the announcement of a 10% tariff on Singaporean imports by the U.S. President, which has exacerbated worries regarding a potential global trade war. This development has dashed previous optimism and has led to a decline in risk appetite across emerging Asian currencies, with significant movements observed in other regional currencies such as the Thai baht and South Korean won.

    Read our full review of recent SGD to HKD forecasts.

     
    HKD and flag

    How to get a good SGD to HKD exchange rate

    There are several ways to save on exchange rates when converting Singapore dollar to Hong Kong dollar:

    1. Shop around for the best SGD/HKD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the SGD/HKD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both SGD and HKD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Hong Kong dollar with Singapore dollar, then it's better for the SGD/HKD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Hong Kong — a practical currency and money guide to travel in Hong Kong plus living and doing business with the Hong Kong dollar.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the Singapore dollar rise against the Hong Kong dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add SGD/HKD to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    Hong KongHong Kong (HKD)SingaporeSingapore (SGD)
     

    How is the expat life in Hong Kong?

    Expat life in Hong Kong can be both exciting and challenging. Hong Kong is a vibrant and fast-paced city with a rich culture, history, and a mix of modern and traditional influences. It is also a major financial and business hub in Asia.

    One of the main benefits of expat life in Hong Kong is the high standard of living and the availability of amenities and services. The city has a wide range of international schools, hospitals and medical facilities, supermarkets, and other amenities catering to expats.

    Hong Kong is also known for its excellent transportation system, making it easy to navigate and commute around the city.

    However, the cost of living in Hong Kong is quite high, especially for housing. The city has some of the most expensive real estate in the world and finding affordable housing can be a challenge for expats.

    The city is also known for its fast-paced lifestyle and high stress levels, which can be challenging for some people. The air pollution and noise pollution can also be an issue.

    Additionally, Hong Kong has a high population density and the city can feel crowded and congested. Some expats may find the city to be quite crowded and busy, which can be overwhelming.

    The political situation in Hong Kong

    The political situation in Hong Kong has been uncertain in recent years, which can be a concern for some expats. Protests and unrest have been taking place, and travelers should be aware of the situation and take precautions.

    Overall, expat life in Hong Kong can be a rich and fulfilling experience, but it also has its challenges. Expats should be prepared for the high cost of living, fast-paced lifestyle, and the potential for political unrest.

    Read more at our Hong Kong (HKD) country guide

       
     
     
     

    Related exchange rates


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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