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Understanding the Table:
The comparison table above helps you see the total cost of your Wells Fargo Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wells Fargo has several bank codes that may be used for receiving foreign wire transfers, depending on the currency and location of the sending bank. Here are some of the most common codes used for Wells Fargo:
SWIFT Code: WFBIUS6S: This code is used for receiving wire transfers in U.S. dollars from foreign banks.
ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located within the United States.
CHIPS UID: 0509: This code is used for receiving wire transfers in U.S. dollars from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 121000248: This code is used for receiving wire transfers in U.S. dollars from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with Wells Fargo before initiating a wire transfer. Additionally, Wells Fargo may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
Wells Fargo offers several credit cards with different foreign transaction fees. Here are some examples:
Wells Fargo Propel American Express Card: This card charges no foreign transaction fees, making it a good option for travelers who frequently make purchases in foreign currencies.
Wells Fargo Visa Signature Card: Similar to the Propel American Express Card, this card also does not charge foreign transaction fees.
Wells Fargo Cash Wise Visa Card: This card charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
Wells Fargo Platinum Card: Similar to the Cash Wise Visa Card, this card also charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the 
Wise multi-currency card.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
Canada is a vibrant country with a diverse culture and stunning landscapes. For a traveler planning a one-week mid-range stay, it's advisable to budget around CAD 1,500–2,000 per person. While the costs can vary depending on the region and activities, this estimate should cover accommodation, meals, transportation, and leisure activities. Here’s what you can expect for typical daily expenses:
In general, Canada can be considered an average to slightly more expensive destination compared to the United States and the UK. While dining and transportation might come at a similar price point to the U.S., accommodation can be pricier, particularly in tourist-heavy cities like Toronto and Vancouver. Compared to the UK, many expenses in Canada, especially food, are generally more affordable, making it a great option for travelers looking to manage their budget.
For expats moving to Canada, the typical monthly living costs can range from CAD 2,500 to CAD 4,000, depending on lifestyle choices and the city of residence. This estimate includes rent, utilities, groceries, and transportation. It’s essential to note that major cities like Toronto and Vancouver might push your costs higher compared to other regions. When it comes to banking, most locals prefer to rely on major banks and credit unions, which offer comprehensive services. Using debit or credit cards is widely accepted, but ensure to notify your bank of travel plans to avoid any issues with overseas transactions.
For sending or receiving money, whether it's better to exchange locally or use online transfer services can depend on the needs of the individual. The exchange rates offered by banks can often be less favorable, and their fees can add up quickly. Services like Wise or OFX usually offer better rates and lower fees, making them more cost-effective for transferring larger sums. As a general tip, for everyday expenses, it’s often worthwhile to withdraw local cash using a debit card for small transactions, while using online services for larger remittances or payments.
View a full list of exchange rates by selecting your Base (from) currency:
