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CAD to ZAR Exchange Rates & Currency Deals

CAD-ZAR Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

CAD to ZAR Market Data

Canadian dollar (CAD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell CAD   →   Buy ZAR
1 CAD = 12.11 ZAR
1d−0.1%▼
 
CAD to ZAR at 12.19 is just 0.7% below its 3-month average of 12.28, having traded in a very stable 2.8% range from 12.15 to 12.49
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Tracker
  1 ZAR = 0.082565 CAD

Is the CAD to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the South African rand is to review how the CAD/ZAR rate has changed over time.

The table below shows the percentage change in the CAD to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateCAD/ZARChangePeriod
16 Dec 2025
12.18
no change2 Week
01 Oct 2025
12.35
1.4% ▼3 Month
30 Dec 2024
13.09
7% ▼1 Year
31 Dec 2020
11.52
5.7% ▲5 Year
02 Jan 2016
11.19
8.8% ▲10 Year
04 Jan 2006
5.3600
127.2% ▲20 Year
CAD/ZAR historic rates & change to 30-Dec-2025

Currency Forecasts related to CAD/ZAR

CAD to ZAR 2026 Forecasts

The market bias for the CAD to ZAR exchange rate is range-bound.

Read forecast

CAD to USD 2026 Forecasts

The current market bias for the CAD to USD exchange rate appears to be range-bound.

Read forecast

USD to ZAR 2026 Forecasts

The current market bias for the USD to ZAR exchange rate is bearish.

Read forecast

The CAD/ZAR exchange rate is currently range-bound. Key drivers include a wider interest rate gap favoring CAD due to Canada’s stable rates against South Africa's recent repo rate cuts, and stronger job growth in Canada. South Africa's moderate growth outlook presents challenges for the ZAR, especially amidst inflation concerns. In the coming months, CAD/ZAR is expected to trade within a stable range, reflecting low volatility near current levels. Analysts note that CAD is stable, trading just below its three-month average, while ZAR may appreciate against the USD. A significant recovery in oil prices could benefit CAD, while inflation worries in South Africa may lead to more aggressive rate cuts, posing downside risks for ZAR. --- CAD/ZAR is range-bound as the Bank of Canada keeps rates steady while South Africa cuts rates, widening the gap. Strong job growth in Canada supports the CAD, while modest growth in SA keeps ZAR cautious. Watch for oil price shifts and inflation in SA for potential moves

 

CAD to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD ZAR
C$ 1 R 12.11
C$ 5 R 60.55
C$ 10 R 121.10
C$ 20 R 242.20
C$ 50 R 605.50
C$ 100 R 1,211
C$ 250 R 3,028
C$ 500 R 6,055
C$ 1,000 R 12,110
C$ 2,000 R 24,220
C$ 5,000 R 60,550
C$ 10,000 R 121,100
C$ 20,000 R 242,200
C$ 50,000 R 605,500
C$ 100,000 R 1,211,000
CAD ZAR
C$ 0.0826 R 1
C$ 0.4128 R 5
C$ 0.8257 R 10
C$ 1.6513 R 20
C$ 4.1283 R 50
C$ 8.2565 R 100
C$ 20.64 R 250
C$ 41.28 R 500
C$ 82.57 R 1,000
C$ 165.13 R 2,000
C$ 412.83 R 5,000
C$ 825.65 R 10,000
C$ 1,651 R 20,000
C$ 4,128 R 50,000
C$ 8,257 R 100,000

More amounts

*Converted at the current CAD-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for CAD to ZAR?

The best CAD to ZAR exchange rate is 12.08 from OFX . This is -0.25% compared to the mid-market rate 12.11.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to South African rand (ZAR) rates from different sources before making a conversion.

The above Loonie to Rand comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest CAD-ZAR mid-rate and the possible savings of using various providers. 

How do CAD-ZAR rates compare between providers?

Looking at the full CAD to ZAR - Send Money comparison table the provider with the best CAD to ZAR exchange rate is OFX at 12.08, -0.25% from the latest mid-market rate 12.11.

The next best is XE at 12.04, -0.58% from the mid-rate.

Then Wise at 12.03, which is -0.66% from the mid-rate.

The Western Union rate is 11.99 which is -0.99% from the mid-rate.

Among the banks the TD Bank rate is 11.69 at -3.5% the Scotiabank rate is 11.72 at -3.2% and the Royal Bank of Canada rate is 11.66 at -3.7% compared to the mid-rate 12.11.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare CAD to ZAR Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: