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USD to CNY Exchange Rates & Currency Deals

USD-CNY Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to CNY Market Data

US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CNY
1 USD = 7.1037 CNY
90dlows
1d−0.1%
USD to CNY is at 90-day lows near 7.1144, just 0.7% below its 3-month average of 7.1651, having traded in a stable 1.4% range from 7.1144 to 7.2118
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Tracker

Is the USD to CNY Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Chinese yuan is to review how the USD/CNY rate has changed over time.

The table below shows the percentage change in the USD to CNY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/CNYChangePeriod
03 Sep 2025
7.1308
0.3% 2 Week
19 Jun 2025
7.1885
1.1% 3 Month
17 Sep 2024
7.0935
0.2% 1 Year
18 Sep 2020
6.7690
5% 5 Year
20 Sep 2015
6.3656
11.7% 10 Year
22 Sep 2005
8.0881
12.1% 20 Year
USD/CNY historic rates & change to 17-Sep-2025
USD to CNY is trading at 90-day lows of 7.1144, influenced by U.S. monetary policy shifts and trade tensions. Analysts warn potential rate cuts may further weaken the dollar, while the yuan gains strength from robust economic indicators and strategic maneuvers by Beijing. Watch for key Fed decisions ahead

 

USD to CNY Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD CNY
$ 1 ¥ 7.1037
$ 5 ¥ 35.52
$ 10 ¥ 71.04
$ 20 ¥ 142.07
$ 50 ¥ 355.19
$ 100 ¥ 710.37
$ 250 ¥ 1,776
$ 500 ¥ 3,552
$ 1,000 ¥ 7,104
$ 2,000 ¥ 14,207
$ 5,000 ¥ 35,519
$ 10,000 ¥ 71,037
$ 20,000 ¥ 142,074
$ 50,000 ¥ 355,185
$ 100,000 ¥ 710,370
USD CNY
$ 0.1408 ¥ 1
$ 0.7040 ¥ 5
$ 1.4080 ¥ 10
$ 2.8160 ¥ 20
$ 7.0400 ¥ 50
$ 14.08 ¥ 100
$ 35.20 ¥ 250
$ 70.40 ¥ 500
$ 140.80 ¥ 1,000
$ 281.60 ¥ 2,000
$ 704.00 ¥ 5,000
$ 1,408 ¥ 10,000
$ 2,816 ¥ 20,000
$ 7,040 ¥ 50,000
$ 14,080 ¥ 100,000

More amounts

*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to CNY?

The best USD to CNY exchange rate is 7.0575 from Wise. This is -0.65% compared to the mid-market rate 7.1037.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.

The above Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers. 

How do USD-CNY rates compare between providers?

Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Wise at 7.0575, -0.65% from the latest mid-market rate 7.1037.

The next best is Western Union at 6.99, -1.6% from the mid-rate.

Then WorldRemit at 6.9332, which is -2.4% from the mid-rate.

Among the banks the Chase Bank rate is 6.47 at -8.9% the Wells Fargo Bank rate is 6.4274 at -9.5% and the Citibank rate is 6.7541 at -4.9% compared to the mid-rate 7.1037.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to CNY Transfer Rates

   

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