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CAD to ZAR Travel Money Compared

CAD-ZAR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

CAD to ZAR Market Data

Canadian dollar (CAD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell CAD   →   Buy ZAR
1 CAD = 12.21 ZAR
1d+0.1%
 
CAD to ZAR at 12.19 is just 0.7% below its 3-month average of 12.28, having traded in a very stable 2.8% range from 12.15 to 12.49
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Tracker

Is the CAD to ZAR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the South African rand is to review how the CAD/ZAR rate has changed over time.

The table below shows the percentage change in the CAD to ZAR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateCAD/ZARChangePeriod
15 Dec 2025
12.20
no change2 Week
30 Sep 2025
12.41
1.7% 3 Month
29 Dec 2024
12.98
6% 1 Year
30 Dec 2020
11.47
6.4% 5 Year
01 Jan 2016
11.17
9.2% 10 Year
03 Jan 2006
5.4045
125.7% 20 Year
CAD/ZAR historic rates & change to 29-Dec-2025

Currency Forecasts related to CAD/ZAR

CAD to ZAR 2025 Forecasts

The Canadian dollar (CAD) is currently exhibiting a stable performance against the South African rand (ZAR), trading at 12.18, which is just 0.9% below its...

Read forecast

CAD to USD 2025 Forecasts

The CAD to USD exchange rate recently stood at 0.7309, approximately 1.9% above its three-month average of 0.717.

Read forecast

USD to ZAR 2025 Forecasts

The USD to ZAR exchange rate has been significantly influenced by various economic factors and forecasts in recent weeks.

Read forecast

The CAD/ZAR exchange rate is bearish in the near term, with limited volatility. Key drivers include a widening interest rate differential, as the Bank of Canada holds rates steady at 2.25%, while the South African Reserve Bank reduces rates to 6.75%. Global oil prices are below average, clouding CAD's outlook, although strong Canadian employment data supports it. Expect CAD/ZAR to trade within a stable range below recent averages. Upside risks could come from stronger-than-expected Canadian retail sales, while further declines in global oil prices pose a downside risk for CAD. --- CAD/ZAR starts 2026 with a bearish trend. The BOC is steady at 2.25%, while the SARB cuts to 6.75%. Weak oil prices weigh on CAD despite solid Canadian jobs data. Stable range expected in the near term but upside risk from retail sales, downside if oil falls further

 

CAD to ZAR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in South African rand across a range of amounts.

This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :

CAD ZAR
C$ 1 R 12.21
C$ 5 R 61.05
C$ 10 R 122.10
C$ 20 R 244.20
C$ 50 R 610.50
C$ 100 R 1,221
C$ 250 R 3,053
C$ 500 R 6,105
C$ 1,000 R 12,210
C$ 2,000 R 24,420
C$ 5,000 R 61,050
C$ 10,000 R 122,100
C$ 20,000 R 244,200
C$ 50,000 R 610,500
C$ 100,000 R 1,221,000
CAD ZAR
C$ 0.0819 R 1
C$ 0.4096 R 5
C$ 0.8192 R 10
C$ 1.6385 R 20
C$ 4.0962 R 50
C$ 8.1924 R 100
C$ 20.48 R 250
C$ 40.96 R 500
C$ 81.92 R 1,000
C$ 163.85 R 2,000
C$ 409.62 R 5,000
C$ 819.24 R 10,000
C$ 1,638 R 20,000
C$ 4,096 R 50,000
C$ 8,192 R 100,000

More amounts

*Converted at the current CAD-ZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
South Africa

Everyday Costs in in South Africa

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for South Africa (ZA)

For travelers planning a one-week mid-range stay in South Africa, budgeting between ZAR 12,000 to ZAR 15,000 (about USD 740 to USD 925) should suffice. This amount provides for a comfortable mix of experiences without overspending. Here are some typical daily expenses to keep in mind: 🍽️ A meal at a local restaurant might cost around ZAR 150, ☕ while a cup of coffee could set you back ZAR 30. For public transport, such as a taxi or bus fare, expect to spend about ZAR 30 each ride. If you're planning to stay connected, a prepaid SIM card would cost roughly ZAR 200. Accommodations can vary; a budget hotel or Airbnb is typically around ZAR 800 per night. Overall, South Africa offers an average cost of living for tourists when compared to the United States, where daily expenses can be significantly higher. In contrast to the UK, where costs are generally more elevated due to high prices in major cities like London, South Africa remains an attractive destination for those seeking value for money.

For expats, typical monthly living costs in South Africa will range from ZAR 20,000 to ZAR 30,000, depending on your lifestyle and location. Urban areas like Johannesburg or Cape Town will generally skew higher. When it comes to banking, local ATMs are widely available, but it’s advisable to use international cards that avoid high withdrawal fees. Online money transfer services, such as Wise or OFX, are gaining popularity in South Africa and generally offer better exchange rates than traditional banks, making them advantageous for sending and receiving money. It’s often better to exchange currency locally rather than bringing cash from home, as local rates can be more competitive, especially when using recognized exchanges or reputable online services.

 

View a full list of exchange rates by selecting your Base (from) currency: