The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to JPY Market Data
US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to JPY Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Japanese yen is to review how the USD/JPY rate has changed over time.
The table below shows the percentage change in the USD to JPY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/JPY
Change
Period
29 Sep 2025
148.62
2.2% ▲
2 Week
15 Jul 2025
148.78
2.1% ▲
3 Month
13 Oct 2024
149.14
1.9% ▲
1 Year
14 Oct 2020
105.14
44.5% ▲
5 Year
16 Oct 2015
119.30
27.4% ▲
10 Year
18 Oct 2005
115.75
31.3% ▲
20 Year
USD/JPY historic rates & change to 13-Oct-2025
As of Oct 13, 2025, the USD/JPY is at 152.1, up 2.6% from its 3-month avg. Analysts warn the USD may face volatility due to the US gov shutdown and consumer confidence drop. Meanwhile, Japan's fiscal policy changes under Takaichi are weakening the yen
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USD to JPY Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Japanese yen across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to JPY?
The best USD to JPY exchange rate is 151.4 from XE. This is -0.6% compared to the mid-market rate 152.31.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.
The above
Dollar to Yen comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-JPY mid-rate and the possible savings of using various providers.
How do USD-JPY rates compare between providers?
Looking at the full
USD to JPY - Send Money comparison table the provider with the best USD to JPY exchange rate is XE at 151.4, -0.6% from the latest mid-market rate 152.31.
The next best is Wise at 151.32, -0.65% from the mid-rate.
Then OFX at 151.09, which is -0.8% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.