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USD to NZD Travel Money Compared

USD-NZD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to NZD Market Data

US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy NZD
1 USD = 1.6892 NZD
-0.5%
60d-highs
USD to NZD at 1.6894 is 1.1% above its 3-month average of 1.6711, having traded in a quite stable 4.2% range from 1.6396 to 1.7079
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Tracker

Is the USD to NZD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.

The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/NZDChangePeriod
18 Jul 2025
1.6770
1.3% 2 Week
03 May 2025
1.6801
1.2% 3 Month
01 Aug 2024
1.6847
0.9% 1 Year
02 Aug 2020
1.5073
12.8% 5 Year
04 Aug 2015
1.5294
11.1% 10 Year
06 Aug 2005
1.4469
17.5% 20 Year
USD/NZD historic rates & change to 01-Aug-2025
USD to NZD holds steady at 1.6894, up 1.1% from the 3-month avg. Strong US economic data supports the dollar, but upcoming employment figures could change the outlook. Analysts suggest watching market sentiment as mixed NZ consumer confidence impacts the NZD's standing

 

USD to NZD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD NZD
$ 1 NZ$ 1.6892
$ 5 NZ$ 8.4460
$ 10 NZ$ 16.89
$ 20 NZ$ 33.78
$ 50 NZ$ 84.46
$ 100 NZ$ 168.92
$ 250 NZ$ 422.30
$ 500 NZ$ 844.60
$ 1,000 NZ$ 1,689
$ 2,000 NZ$ 3,378
$ 5,000 NZ$ 8,446
$ 10,000 NZ$ 16,892
$ 20,000 NZ$ 33,784
$ 50,000 NZ$ 84,460
$ 100,000 NZ$ 168,920
USD NZD
$ 0.5920 NZ$ 1
$ 2.9600 NZ$ 5
$ 5.9200 NZ$ 10
$ 11.84 NZ$ 20
$ 29.60 NZ$ 50
$ 59.20 NZ$ 100
$ 148.00 NZ$ 250
$ 296.00 NZ$ 500
$ 592.00 NZ$ 1,000
$ 1,184 NZ$ 2,000
$ 2,960 NZ$ 5,000
$ 5,920 NZ$ 10,000
$ 11,840 NZ$ 20,000
$ 29,600 NZ$ 50,000
$ 59,200 NZ$ 100,000

More amounts

*Converted at the current USD-NZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
New Zealand

Everyday Costs in in New Zealand

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for New Zealand (NZD)

When planning a one-week mid-range stay in New Zealand, travelers should budget around NZD 1,500 to NZD 2,000 per person. This estimate allows for comfort and exploration, covering meals, accommodation, and activities. Here’s a breakdown of typical daily expenses in Kiwi dollars:

  • 🍽️ Meal at a local restaurant: NZD 20 - NZD 30
  • ☕ Coffee: NZD 5 - NZD 6
  • 🚌 Public transport fare: NZD 3 - NZD 5
  • 📱 Prepaid SIM card: NZD 30 - NZD 40
  • 🏨 Budget hotel or Airbnb: NZD 80 - NZD 150 per night

Overall, New Zealand is considered to be an average to slightly expensive destination compared to many travelers’ home countries. In comparison, the cost of visiting New Zealand generally aligns closely with Australia, where expenses are similarly leveled, while it tends to be more affordable than the UK. Compared to the United States, travelers may find New Zealand's prices for meals and some entertainment to be higher, especially in tourist hotspots.

Insights for Expats in New Zealand

For expats relocating to New Zealand, typical monthly living costs can vary widely depending on lifestyle and location. On average, expect to pay around NZD 2,500 to NZD 4,000 for rent, groceries, transportation, and entertainment combined. When it comes to financial management, utilizing local banking accounts is advisable; most banks offer a range of services for expats. Credit and debit cards are widely accepted, though it's prudent to carry cash, especially in smaller towns.

When it comes to transferring money, using online services like Wise or OFX often provides better exchange rates and lower fees compared to traditional banks. These platforms can seamlessly facilitate money transfers internationally. Conversely, exchanging currency locally may lead to less favorable rates and transaction fees, making online banking options a smarter choice for managing your finances in New Zealand.

 

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