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USD to NZD Exchange Rates & Currency Deals

USD-NZD Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to NZD Market Data

US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy NZD
1 USD = 1.7241 NZD
1d+0.4%▲
 
USD to NZD at 1.7220 is 1.2% below its 3-month average of 1.7427, having traded in a quite stable 4.5% range from 1.7116 to 1.7889
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Tracker
  1 NZD = 0.5800 USD

Is the USD to NZD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.

The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/NZDChangePeriod
16 Dec 2025
1.7286
0.4% ▼2 Week
01 Oct 2025
1.7179
0.2% ▲3 Month
30 Dec 2024
1.7734
2.9% ▼1 Year
31 Dec 2020
1.3906
23.8% ▲5 Year
02 Jan 2016
1.4600
17.9% ▲10 Year
04 Jan 2006
1.4533
18.5% ▲20 Year
USD/NZD historic rates & change to 30-Dec-2025

Currency Forecasts related to USD/NZD

USD to NZD 2026 Forecasts

The current market bias for the USD to NZD exchange rate is bearish.

Read forecast

USD to EUR 2026 Forecasts

The USD to EUR exchange rate is currently showing a bearish bias, with the US dollar slipping recently.

Read forecast

USD to JPY 2026 Forecasts

The USD to JPY exchange rate currently shows a bearish bias, reflecting a downward trend for the US dollar against the Japanese yen.

Read forecast

Current market bias: Bearish. Key drivers: - Interest rate differential is shifting as the Fed signals three potential rate cuts by mid-2026, likely weakening the USD. - US inflation has dropped significantly, boosting speculation for more monetary easing. - The NZD faces challenges despite strong GDP growth as investors await trade figures. Near-term range: The USD to NZD exchange rate is expected to remain stable, consistent with recent trading patterns and currently sits slightly below its three-month average. What could change it: An unexpected rise in consumer sentiment could strengthen the USD, while a further deterioration in global growth could increase selling pressure on the dollar and negatively impact the NZD. --- USD to NZD outlook is bearish as the Fed may cut rates three times by mid-2026. US inflation is down to 2.7%, raising easing expectations. Meanwhile, NZD struggles with awaiting trade figures despite strong GDP growth. Cautious trading ahead

 

USD to NZD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD NZD
$ 1 NZ$ 1.7241
$ 5 NZ$ 8.6205
$ 10 NZ$ 17.24
$ 20 NZ$ 34.48
$ 50 NZ$ 86.21
$ 100 NZ$ 172.41
$ 250 NZ$ 431.03
$ 500 NZ$ 862.05
$ 1,000 NZ$ 1,724
$ 2,000 NZ$ 3,448
$ 5,000 NZ$ 8,621
$ 10,000 NZ$ 17,241
$ 20,000 NZ$ 34,482
$ 50,000 NZ$ 86,205
$ 100,000 NZ$ 172,410
USD NZD
$ 0.5800 NZ$ 1
$ 2.9000 NZ$ 5
$ 5.8000 NZ$ 10
$ 11.60 NZ$ 20
$ 29.00 NZ$ 50
$ 58.00 NZ$ 100
$ 145.00 NZ$ 250
$ 290.00 NZ$ 500
$ 580.00 NZ$ 1,000
$ 1,160 NZ$ 2,000
$ 2,900 NZ$ 5,000
$ 5,800 NZ$ 10,000
$ 11,600 NZ$ 20,000
$ 29,000 NZ$ 50,000
$ 58,000 NZ$ 100,000

More amounts

*Converted at the current USD-NZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to NZD?

The best USD to NZD exchange rate is 1.7155 from OFX . This is -0.5% compared to the mid-market rate 1.7241.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.

The above Dollar to Kiwi comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers. 

How do USD-NZD rates compare between providers?

Looking at the full USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.7155, -0.5% from the latest mid-market rate 1.7241.

The next best is XE at 1.7137, -0.6% from the mid-rate.

Then Western Union at 1.7069, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 1.5987 at -7.3% the Wells Fargo Bank rate is 1.5935 at -7.6% and the Citibank rate is 1.6728 at -3% compared to the mid-rate 1.7241.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to NZD Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: