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PayPal Exchange Rates and Currency Conversion Fees Review
PayPal's US transaction exchange rate includes a conversion spread. International-payment and card-funding fees can also apply, while overseas remittances may use Xoom.
Xoom Money Transfer Review: Fees, Exchange Rates and Speed
Xoom, a PayPal service, supports bank deposit, debit-card deposit, mobile-wallet, cash-pickup and home-delivery routes. Fees, exchange rates and timing vary by transaction.